Clinton County property record for 631 E Main St, Lock Haven, PA 17745 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,584 sqft · built 1950 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,500 (Jul 2022) |
| Tax Bill | $4,845 (2026) |
| Deeds & Mortgages | May 2017 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 19-9196 |
| Primary APN | 19-9196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 3,384 sqft |
| 1st Floor Area | 792 sqft |
| Attic | Attic |
| Attic Area | 792 sqft |
| Basement Area | 792 sqft |
| Unfinished Basement | 792 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,362 sqft (0.169 acres) |
| Lot Dimensions | 160 ft deep x 20 ft wide |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Account Number | B -02-0009 |
|---|---|
| Street Address | 631 E MAIN ST |
| City | LOCK HAVEN |
| State | PA |
| Zip | 17745-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | POR; 20 X 160 & 35 X 120 |
| Jurisdiction | CLINTON PA |
| Township / Civil Division | LOCK HAVEN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30600 |
Source: Clinton County records · APN 19-9196
Assessment roll updated April 20, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 631 E MAIN ST, LOCK HAVEN, PA 17745-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 01, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE MUNCY BANK & TRUST COMPANY |
| Jun 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JERSEY SHORE STATE BANK |
| Jul 14, 2022 | Deed, Transfer · Stand-Alone First Mortgage THE MUNCY BANK & TRUST COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2022 · Amount on Record |
| Deed Sale | Jul 14, 2022 · Amount on Record |
| Prior Sale | Aug 09, 2001 · Amount on Record |
| Deed Document Number | 20222955 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 631 E MAIN ST, LOCK HAVEN, PA 17745-1503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2017001795 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 2017-001795 |
| Name | THE MUNCY BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | AVIS, PA 17721 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON PA |
| Property Address | 631 E MAIN ST, LOCK HAVEN, PA 17745-1503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021002475 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 2021-002475 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | WILLIAMSPORT, PA 17701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLINTON PA |
| Recording Date | Jul 14, 2022 |
| Property Address | 631 E MAIN ST, LOCK HAVEN, PA 17745-1503 |
| Document Number | 0202202955 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022-02955 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,525.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 E MAIN ST, LOCK HAVEN, PA 17745-1503 |
| Document Number | 0202202956 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022-02956 |
| Name | THE MUNCY BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 366 Months |
| Due | Jan 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Type Change Date | Jul 11, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 5.49% |
| Index | 1-Year CMT |
| Max Rate | 12.5% |
Source: Clinton County records · Assessment roll updated April 20, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clinton County |
| Municipality | Lock Haven City |
| Unified School District | Keystone Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,845.00 (+73.53%) Homeowner's exemption | $94,700 (-) Land $16,600 Building $78,100 | |
| 2023 | $2,792.00 | $94,700 Land $16,600 Building $78,100 | |
| 2008 | $94,700 Land $16,600 Building $78,100 |
Source: FEMA National Flood Hazard Layer, Clinton County (42035C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420350306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 16 (1979–1996) |
| Most Recent Claim | Jan 1996, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| River Valley Internet | Fixed Wireless (unlicensed) | 100 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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