651 E Main St, Lock Haven, PA 17745 Property Records

Clinton County property record for 651 E Main St, Lock Haven, PA 17745 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,540 sqft · built 1926
Lot Size0.275 acres (11,979 sqft)
OwnerIndividual Name on File
Tax Bill$4,339 (2026)
Deeds & MortgagesOct 2024 Line of Credit
Jan 2009 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN19-9211

Property Details

APN / Parcel Number

Primary APN19-9211
Alternative APN
  • B-02-0027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area3,734 sqft
1st Floor Area946 sqft
Basement Area770 sqft
Unfinished Basement770 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleOther
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions160 ft deep x 30 ft wide
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Account NumberB -02-0027
Street Address651 E MAIN ST
CityLOCK HAVEN
StatePA
Zip17745-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED BOOK= 0268, DEED PAGE= 05 50; PROPERTY DESCRIPTION 1 >E POR 27 & W POR 26 <
Legal SubdivisionSTRAYER'S ADD
JurisdictionCLINTON PA
Township / Civil DivisionLOCK HAVEN
Census Block Group1
Census Block1013
Census Tract30600

Owner

Source: Clinton County records · APN 19-9211

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address651 E MAIN ST, LOCK HAVEN, PA 17745-1516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2024Deed of Trust, Mortgage · Line of Credit
JERSEY SHORE STATE BANK
Jan 09, 2009Deed of Trust, Mortgage · Conventional Mortgage
JERSEY SHORE STATE BANK
Sep 19, 2014Deed of Trust, Mortgage · Line of Credit
JERSEY SHORE STATE BANK
May 30, 2025Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address651 E MAIN ST, LOCK HAVEN, PA 17745-1516
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202403450
DateOct 28, 2024
Instrument2024-03450
Lender
NameJERSEY SHORE STATE BANK
TypeBank
AddressLOCK HAVEN, PA 17745
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address651 E MAIN ST, LOCK HAVEN, PA 17745-1516
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200900101
DateJan 09, 2009
Instrument2009-00101
Lender
NameJERSEY SHORE STATE BANK
TypeBank
AddressWILLIAMSPORT, PA 17701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJan 06, 2016

September 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON PA
Property Address651 E MAIN ST, LOCK HAVEN, PA 17745-1516
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201403553
DateSep 19, 2014
Instrument2014-03553
Lender
NameJERSEY SHORE STATE BANK
TypeBank
AddressLOCK HAVEN, PA 17745
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2025: Deed, Transfer

Document TypeDeed
JurisdictionCLINTON PA
Recording DateMay 30, 2025
Property Address651 E MAIN ST, LOCK HAVEN, PA 17745-1516
Document Number0202501880
Instrument DateMay 20, 2025
Instrument2025-01880
Transaction TypeTransfer
Record UpdatedApr 20, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1087 E SPRINGFIELD DR, BELLEFONTE, PA 16823-8284

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyClinton County
MunicipalityLock Haven City
Unified School DistrictKeystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,339.00 (+0.51%) Homeowner's exemption$84,800 (-) Land $18,200 Building $66,600
2025$4,317.00 (+67.78%)$84,800 (-) Land $18,200 Building $66,600
2023$2,573.00$84,800 Land $18,200 Building $66,600
2008$84,800 Land $18,200 Building $66,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (42035C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420350306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims16 (1979–1996)
Most Recent ClaimJan 1996, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 43% of Pennsylvania
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
River Valley InternetFixed Wireless (unlicensed)100 / 50
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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