654 E Main St, Lock Haven, PA 17745 Property Records

Clinton County property record for 654 E Main St, Lock Haven, PA 17745 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 5,446 sqft · built 1900
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (May 2021)
Tax Bill	$6,334 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`F-02-0028-S`

Property Details

APN / Parcel Number

Primary APN	`F-02-0028-S`
Alternative APN	`19-9361`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	5,446 sqft Gross Area
1st Floor Area	1,275 sqft
Attic	Attic
Attic Area	1,173 sqft
Basement Area	1,205 sqft
Unfinished Basement	1,205 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	160 ft deep x 62 ft wide
Garage Area	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Account Number	F -02-0028-S
Street Address	654 E MAIN ST
City	LOCK HAVEN
State	PA
Zip	17745-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEED BOOK=2002 , DEED PAGE=160 9; PROPERTY DESCRIPTION 1 >62 X 160 <
Legal Subdivision	GEORGE STRAYERS ADDITION
Jurisdiction	CLINTON PA
Township / Civil Division	LOCK HAVEN
Census Block Group	1
Census Block	1012
Census Tract	30600

Owner

Source: Clinton County records · APN F-02-0028-S

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	654 E MAIN ST, LOCK HAVEN, PA 17745-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Mar 18, 2002
Deed Document Number	20212315
Record Updated	Jun 08, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLINTON PA
Recording Date	May 25, 2021
Property Address	654 E MAIN ST, LOCK HAVEN, PA 17745-1517
Document Number	0202102315
Instrument Date	May 11, 2021
Instrument	2021-02315
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 E MAIN ST, LOCK HAVEN, PA 17745-1517

Mortgage

Document Number	0202102316
Date	May 25, 2021
Instrument	2021-02316

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Clinton County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clinton County
Municipality	Lock Haven City
Unified School District	Keystone Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,334.00 (+77.92%)	$123,800 (-) Land $17,600 Building $106,200
2023	$3,560.00	$123,800 Land $17,600 Building $106,200
2008			$123,800 Land $17,600 Building $106,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clinton County (42035C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420350306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	16 (1979–1996)
Most Recent Claim	Jan 1996, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
River Valley Internet	Fixed Wireless (unlicensed)	100 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.