Clay County property record for 644 Custer Cir, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,702 sqft · built 1972 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Sep 2015) |
| Tax Bill | $1,236 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-25-012904-000-00 |
| Primary APN | 12-04-25-012904-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,174 sqft |
| 1st Floor Area | 1,702 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,674 sqft (0.268 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 644 CUSTER CIR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-5749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 9 BLK 9 BELLAIR WEST AS REC OR 3791 PG 1530 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 12 |
| Legal Subdivision | BELLAIR WEST |
| Legal Block | 9 |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30305 |
644 Custer Cir is owned and occupied by an individual who bought it in September 2015.
Source: Clay County records, as of December 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 644 CUSTER CIR, ORANGE PARK, FL 32073-5749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on File |
| Deed Sale | Sep 30, 2015 · Amount on File |
| Deed Document Number | 201550511 |
| Deed Book / Page | 3791 / 1530 |
| Prior Transfer Date | Jan 16, 2007 |
| Prior Transfer Doc | 0028471244 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 644 Custer Cir was $1,236 with exemptions applied, up 5.6% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,236.00 (+5.55%) Homeowner's exemption Disabled Person's exemption | $126,192 | $223,070 Land $35,000 Building $188,070 |
| 2024 | $1,171.00 (-19.57%) | ||
| 2023 | $1,456.00 (+6.98%) Homeowner's exemption Disabled Person's exemption | $119,065 (+3%) | $206,847 (+13.54%) Land $35,000 Building $171,847 |
| 2022 | $1,361.00 Homeowner's exemption Disabled Person's exemption | $115,598 | $182,182 Land $20,000 Building $162,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 Custer Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 9 (2012–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 Custer Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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