651 Custer Cir, Orange Park, FL 32073 Property Records

Clay County property record for 651 Custer Cir, Orange Park, FL 32073 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	1,792 sqft Heated Area
Lot Size	11,282 sqft (0.258 acres)
Garage	538 sqft
Occupancy	Owner Occupied
Tax Bill	$1,125.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`12-04-25-012815-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,792 sqft Heated Area
Gross Area	2,845 sqft Gross Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1972
Exterior Material	Brick Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	11,282 sqft (0.258 acres)
Depth X Width	123 ft x 92 ft Depth x Width
Garage Area	538 sqft Garage
Porch	1 Porch
Porch Area	515 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	651 CUSTER CIR
City	ORANGE PARK
State	FL
Zip	32073-4262
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 32 BLK 5 BELLAIR WEST AS REC O R 249 PG 58
Legal Range	25
Legal Township	04
Legal Section	12
Legal Subdivision	BELLAIR WEST
Legal Block	5
Legal Lot Number	32
Jurisdiction	CLAY FL
Minor Civil Division	ORANGE PARK
Census Blockgroup	2
Census Block	2000
Census Tract	30305

Owner

Source: Clay County records · APN 12-04-25-012815-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	651 CUSTER CIR, ORANGE PARK, FL 32073-4262
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 06, 2020
Deed Sale	Nov 06, 2020
Record Refreshed	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	651 CUSTER CIR, ORANGE PARK, FL 32073-4262
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CUSTER CIR, ORANGE PARK, FL 32073-4262

Mortgage

Document Number	0047242167
Date	Jun 01, 2023
Book Page	4724/2167
Instrument	2023026833

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	784 Months
Due	Oct 17, 2088

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jul 01, 2023
Change Frequency	Annually
Index	52-Week T-Bill (1-Year)
Max Rate	12%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 (-16.79%) Homeowner's exemption Widower's exemption	$118,934 (+5.99%)	$239,206 (+7.9%) Land $35,000 Building $204,206
2023	$1,352.00 (+7.3%) Homeowner's exemption Widower's exemption	$112,217 (+3%)	$221,685 (+13.13%) Land $35,000 Building $186,685
2022	$1,260.00 Homeowner's exemption Widower's exemption	$108,949	$195,961 Land $20,000 Building $175,961

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.