631 Custer Cir, Orange Park, FL 32073 Property Records

Clay County property record for 631 Custer Cir, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,653 sqft · built 1972
Lot Size0.237 acres (10,323 sqft)
OwnerCompany Name on File
Last Sale$190,000 (Mar 2006)
Tax Bill$1,187 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2021 Transfer
Flood ZoneZone X (minimal risk)
APN12-04-25-012811-000-00

Property Details

APN / Parcel Number

Primary APN12-04-25-012811-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,653 sqft Living Area
Gross Area2,136 sqft
1st Floor Area1,653 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area10,323 sqft (0.237 acres)
Lot Dimensions115 ft deep x 90 ft wide
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

Pool Area450 sqft
PorchEnclosed/Unfinished Porch
Porch Area384 sqft
Storage Building60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address631 CUSTER CIR
CityORANGE PARK
StateFL
Zip32073-4262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal DescriptionLOT 28 BLK 5 BELLAIR WEST AS REC OR 2700 PG 202; 3107 PG 1514FJ,3794 PG 246 & 4480 PG 219
Legal Range25E
Legal Township04S
Legal Section12
Legal SubdivisionBELLAIR WEST
Legal Block5
Legal Lot Number28
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2000
Census Tract30305

Owner

631 Custer Cir is owned by a company that acquired it in June 2021 and is owner-occupied.

Source: Clay County records, as of December 3, 2025

Owner of RecordCompany Name on File
Mailing Address631 CUSTER CIR, ORANGE PARK, FL 32073-4262
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 12, 2021Intrafamily Transfer, Transfer
LANDMARK TITLE, LANDMARK TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2006 · Amount on File
Deed SaleMar 29, 2006 · Amount on File
Deed Document Number200621336
Deed Book / Page2700 / 202
Last Transfer DateJun 28, 2021
Transfer Doc0044802192
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address631 CUSTER CIR, ORANGE PARK, FL 32073-4262
Transaction TypeMortgage
Record UpdatedJan 9, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044810001
DateJul 12, 2021
Book Page4481/1
Instrument2021042846
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateJul 12, 2021
Property Address631 CUSTER CIR, ORANGE PARK, FL 32073-4262
Document Number0044802192
Book / Page4480 / 2192
Map ReferenceMB 8 PG 32-34
Instrument DateJun 28, 2021
Instrument2021042845
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 CUSTER CIR, ORANGE PARK, FL 32073-4262

Tax Assessment & Valuation

The 2025 property tax bill for 631 Custer Cir was $1,187 with a homeowner's exemption, up 5.3% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,187.00 (+5.32%) Homeowner's exemption$118,031$226,225 Land $35,000 Building $191,225
2024$1,127.00 (-20.35%)
2023$1,415.00 (+12.75%) Homeowner's exemption$111,365 (+3%)$210,276 (+14.28%) Land $35,000 Building $175,276
2022$1,255.00 Homeowner's exemption$108,122$184,000 Land $20,000 Building $164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 631 Custer Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims9 (2012–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 631 Custer Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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