Clay County property record for 635 Custer Cir, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,692 sqft · built 1972 |
| Lot Size | 0.236 acres (10,323 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2025) |
| Tax Bill | $3,188 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-25-012812-000-00 |
| Primary APN | 12-04-25-012812-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,692 sqft Heated Area |
| Gross Area | 2,304 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,323 sqft (0.236 acres) |
| Lot Dimensions | 115 ft deep x 90 ft wide |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 635 CUSTER CIR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-4262 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 29 BLK 5 BELLAIR WEST AS REC O R 4958 PG 226 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 12 |
| Legal Subdivision | BELLAIR WEST |
| Legal Block | 5 |
| Legal Lot Number | 29 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30305 |
Source: Clay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 635 CUSTER CIR, ORANGE PARK, FL 32073-4262 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Nov 7, 2022 | Warranty Deed, Transfer · Commercial Mortgage STOA 3 LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on Record |
| Deed Sale | Aug 8, 2025 · Amount on Record |
| Prior Sale | Nov 7, 2022 · Amount on Record |
| Deed Document Number | 2025037281 |
| Deed Book / Page | 4958 / 226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 635 CUSTER CIR, ORANGE PARK, FL 32073-4262 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Title Company | OS NATIONAL LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0047791632 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 4779/1632 |
| Instrument | 2023060490 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 7, 2022 |
| Property Address | 635 CUSTER CIR, ORANGE PARK, FL 32073-4262 |
| Document Number | 0046650859 |
| Book / Page | 4665 / 859 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022066141 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,589.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 SHORE DR, 3300, CUMMING, GA 30040-7435 |
| Name | Verified Name |
|---|---|
| Address | 7643 GATE PKWY STE 104-52, 104, JACKSONVILLE, FL 32256-2893 |
| Investor | Possibly a Property Investor |
| Document Number | 0004665862 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 4665/862 |
| Name | STOA 3 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Jun 1, 2023 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,188.00 (-2.51%) | $209,061 (+7.73%) Land $35,000 Building $174,061 | $209,061 (+7.73%) Land $35,000 Building $174,061 |
| 2023 | $3,270.00 (+249.73%) | $194,057 (+98.16%) Land $35,000 Building $159,057 | $194,057 (+14.07%) Land $35,000 Building $159,057 |
| 2022 | $935.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $97,929 | $170,123 Land $20,000 Building $150,123 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 9 (2012–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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