6439 Deerfield Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 6439 Deerfield Ct, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,432 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on File
Tax Bill	$7,429 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-118-052-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-118-052-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,432 sqft Living Area
1st Floor Area	2,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	21,780 sqft (0.5 acres)
Garage Area	650 sqft
Driveway	Concrete Driveway
Driveway Area	935 sqft
Porch	Slab
Porch Area	636 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6439 DEERFIELD CT
City	WATERLOO
State	IL
Zip	62298-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 52 VANDEBROOK ESTATES 1ST ADDN
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	52
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records · APN 10-01-118-052-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6439 DEERFIELD CT, WATERLOO, IL 62298-2753
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA
Feb 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 15, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 08, 2017	Quit Claim Deed, Transfer · Conventional Mortgage ELECTRO SAVINGS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6439 DEERFIELD CT, WATERLOO, IL 62298-2753
Transaction Type	Mortgage
Record Updated	May 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000423804
Date	Apr 14, 2022
Instrument	423804

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6439 DEERFIELD CT, WATERLOO, IL 62298-2753
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414616
Date	Feb 01, 2021
Instrument	414616

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 01, 2036

Interest

Rate Type	Fixed Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Mar 15, 2017
Property Address	6439 DEERFIELD CT, WATERLOO, IL 62298-2753
Document Number	0000388785
Instrument Date	Feb 09, 2017
Instrument	388785
Transaction Type	Transfer
Record Updated	Apr 13, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6439 DEERFIELD CT WATERLOO IL 622982753, WATERLOO, IL 62298-2753

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Mar 08, 2017
Property Address	6439 DEERFIELD CT, WATERLOO, IL 62298-2753
Document Number	0000388628
Instrument Date	Feb 09, 2017
Instrument	388628
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6439 DEERFIELD CT, WATERLOO, IL 62298-2753

Mortgage

Document Number	0000388629
Date	Mar 08, 2017
Instrument	388629

Lender

Name	ELECTRO SAVINGS CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,670 (+48.36%) Land $18,300 Building $127,370	$437,010 (+48.36%) Land $54,900 Building $382,110
2024	$7,429.00
2022	Additional exemption filed	$98,190 Land $16,340 Building $81,850	$294,570 Land $49,020 Building $245,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Holding Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 98 locations within half a mile of this property.

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