6438 Deerfield Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 6438 Deerfield Ct, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,654 sqft · built 1994
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Company Names on Record
Last Sale	$287,500 (Jun 2022)
Tax Bill	$5,969 (2025)
Deeds & Mortgages	Jun 2022 Sale Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-118-047-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-118-047-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,473 sqft (0.47 acres)
Garage Area	578 sqft
Driveway	Concrete Driveway
Driveway Area	648 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	288 sqft
Porch	Slab
Porch Area	627 sqft
Patio Area	199 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6438 DEERFIELD CT
City	WATERLOO
State	IL
Zip	62298-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 47 VANDEBROOK ESTATES 1ST ADDN
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	47
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6438 DEERFIELD CT, WATERLOO, IL 62298-2753
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Warranty Deed, Transfer COLUMBIA TITLE
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage GENEVA FIN'L
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	2022424773
Last Transfer Date	Mar 27, 2025
Transfer Doc	0000436950
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Jun 17, 2022
Property Address	6438 DEERFIELD CT, WATERLOO, IL 62298-2753
Document Number	0000424773
Map Reference	DOC 180618
Instrument Date	Jun 17, 2022
Instrument	424773
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Tax	$431.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6438 DEERFIELD CT, WATERLOO, IL 62298-2753

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6438 DEERFIELD CT, WATERLOO, IL 62298-2753
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000422029
Date	Jan 11, 2022
Instrument	422029

Lender

Name	PLANET HOME LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6438 DEERFIELD CT, WATERLOO, IL 62298-2753
Document Number	0000411562
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6438 DEERFIELD CT WATERLOO IL 622982753, WATERLOO, IL 62298-2753

Mortgage

Document Number	0000411562
Date	Oct 7, 2020
Instrument	411562

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6438 DEERFIELD CT, WATERLOO, IL 62298-2753
Document Number	0000391119
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 9, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6438 DEERFIELD CT WATERLOO IL 622982753, WATERLOO, IL 62298-2753

Mortgage

Document Number	0000391119
Date	Jul 27, 2017
Instrument	391119

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,969.00 (+1.15%) Homeowner's exemption	$107,650 (+32.36%) Land $18,080 Building $89,570	$322,950 (+32.36%) Land $54,240 Building $268,710
2024	$5,901.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$81,330 Land $16,240 Building $65,090	$243,990 Land $48,720 Building $195,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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