Monroe County property record for 6434 Deerfield Ct, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,288 sqft · built 1993 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $346,000 (Jan 2024) |
| Tax Bill | $6,003 (2024) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-118-046-000 |
| Primary APN | 10-01-118-046-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Building Perimeter |
| 1st Floor Area | 1,088 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 788 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 960 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6434 DEERFIELD CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 VANDEBROOK ESTATES 1ST ADDN |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | VANDEBROOK ESTATES |
| Legal Lot Number | 46 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-01-118-046-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6434 DEERFIELD CT, WATERLOO, IL 62298-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 09, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2024 · Amount on Record |
| Deed Sale | Jan 25, 2024 · Amount on Record |
| Prior Transfer Date | Nov 08, 2018 |
| Prior Transfer Doc | 0000398700 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 25, 2024 |
| Property Address | 6434 DEERFIELD CT, WATERLOO, IL 62298-2753 |
| Document Number | 0000431866 |
| Map Reference | DOC 180618 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 431866 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 FAIRWAY DR, WATERLOO, IL 62298-1581 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6434 DEERFIELD CT, WATERLOO, IL 62298-2753 |
| Document Number | 0000431867 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 431867 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 09, 2018 |
| Property Address | 6434 DEERFIELD CT, WATERLOO, IL 62298-2753 |
| Document Number | 0000398700 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 398700 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 6434 DEERFIELD CT WATERLOO IL 622982753, WATERLOO, IL 62298-2753 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,470 (+32.74%) Land $17,180 Building $95,290 | $337,410 (+32.74%) Land $51,540 Building $285,870 | |
| 2024 | $6,003.00 | ||
| 2022 | Additional exemption filed | $84,730 Land $15,650 Building $69,080 | $254,190 Land $46,950 Building $207,240 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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