6430 Deerfield Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 6430 Deerfield Ct, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,964 sqft · built 1993
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,500 (May 2022)
Tax Bill	$6,484 (2025)
Deeds & Mortgages	May 2022 Sale Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-118-045-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-118-045-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,964 sqft
Basement Area	1,964 sqft
Unfinished Basement	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	15,682 sqft (0.36 acres)
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	1,343 sqft
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6430 DEERFIELD CT
City	WATERLOO
State	IL
Zip	62298-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR3
Legal Description	LOT 45 VANDEBROOK ESTATES 1ST ADDN
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	VANDEBROOK ESTATES
Legal Lot Number	45
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4019
Census Tract	600501

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6430 DEERFIELD CT, WATERLOO, IL 62298-2753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Warranty Deed, Transfer
Nov 25, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jun 29, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2022 · Amount on Record
Deed Sale	May 26, 2022 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2022424461
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	May 26, 2022
Property Address	6430 DEERFIELD CT, WATERLOO, IL 62298-2753
Document Number	0000424461
Map Reference	DOC 180618
Instrument Date	May 26, 2022
Instrument	424461
Transaction Type	Transfer
Record Updated	Jun 15, 2022

Transaction

Amount	Amount Recorded
Tax	$503.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1419 GRAND CANYON DR, 1419, WENTZVILLE, MO 63385-3551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6430 DEERFIELD CT, WATERLOO, IL 62298-2753

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6430 DEERFIELD CT, WATERLOO, IL 62298-2753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000412872
Date	Nov 25, 2020
Instrument	412872

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6430 DEERFIELD CT, WATERLOO, IL 62298-2753
Document Number	0000404164
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6430 DEERFIELD CT WATERLOO IL 622982753, WATERLOO, IL 62298-2753

Mortgage

Document Number	0000404164
Date	Oct 15, 2019
Instrument	404164

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE IL
Recording Date	Jun 29, 2018
Property Address	6430 DEERFIELD CT, WATERLOO, IL 62298-2753
Document Number	0000396643
Instrument Date	Jun 27, 2018
Instrument	396643
Transaction Type	Transfer
Record Updated	Jul 17, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$383.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6430 DEERFIELD CT WATERLOO IL 622982753, WATERLOO, IL 62298-2753

Mortgage

Document Number	396644
Date	Jun 29, 2018
Instrument	396644

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,484.00 (+6.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$123,690 (+53.21%) Land $17,350 Building $106,340	$371,070 (+53.21%) Land $52,050 Building $319,020
2024	$6,066.00
2022	Additional exemption filed	$80,730 Land $15,730 Building $65,000	$242,190 Land $47,190 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000

May also be available: Spectrum, Verizon, Wisper ISP.

Nearby Properties on Deerfield Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures