Warren County property record for 6438 Willow Ln, Mason, OH 45040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,161 sqft · built 1991 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,900 (Sep 2020) |
| Tax Bill | $4,854 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-35-252-024-0 |
| Primary APN | 16-35-252-024-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,161 sqft Living Area |
| Gross Area | 2,653 sqft |
| 1st Floor Area | 343 sqft |
| 2nd Floor Area | 909 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 15,002 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 262 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 318 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1126840 |
|---|---|
| Street Address | 6438 WILLOW LN |
| City | MASON |
| State | OH |
| Zip | 45040-2469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDING CREEK 5 LOT 183 |
| Legal Subdivision | WINDING CREEK 5 |
| Legal Block | 840 |
| Legal Lot Number | 183 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | MASON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 31904 |
Source: Warren County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6438 WILLOW LN, MASON, OH 45040-2469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 3, 2020 | Grant Deed, Transfer RUOFF MTG |
| Aug 8, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 7, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Mar 2, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on Record |
| Deed Sale | Sep 3, 2020 · Amount on Record |
| Prior Sale | Aug 6, 1996 · Amount on Record |
| Deed Document Number | 202034002 |
| Prior Transfer Date | Sep 12, 1990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 3, 2020 |
| Property Address | 6438 WILLOW LN, MASON, OH 45040-2469 |
| Document Number | 0000034002 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 34002 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $289.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6438 WILLOW LN MASON OH 450402469, MASON, OH 45040-2469 |
| Document Number | 34003 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 34003 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 6438 WILLOW LN, MASON, OH 45040-2469 |
| Document Number | 0000022741 |
| Instrument Date | Aug 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6438 WILLOW LN MASON OH 450402469, MASON, OH 45040-2469 |
| Document Number | 0000022741 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 22741 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 6438 WILLOW LN, MASON, OH 45040-2469 |
| Document Number | 0000012019 |
| Instrument Date | Apr 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6438 WILLOW LN MASON OH 450402469, MASON, OH 45040-2469 |
| Document Number | 0000012019 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 12019 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 6438 WILLOW LN, MASON, OH 45040-2469 |
| Document Number | 0000008554 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 6438 WILLOW LN MASON OH 450402469, MASON, OH 45040-2469 |
| Document Number | 0000008554 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 8554 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 28, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| Municipality | Mason City |
| Unified School District | Mason City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,854.00 (+9.03%) | $120,200 (+29.68%) Land $35,000 Building $85,200 | $343,440 (+29.69%) Land $100,000 Building $243,440 |
| 2023 | $4,452.00 (+1.3%) Homeowner's exemption | $92,687 (-) Land $17,220 Building $75,467 | |
| 2022 | $4,395.00 Homeowner's exemption | $92,687 Land $17,220 Building $75,467 | $264,820 (-) Land $49,200 Building $215,620 |
| 2021 | $264,820 Land $49,200 Building $215,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures