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6435 Mill Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6435 Mill Stream Dr, Harrison, TN 37341

Property Summary

Property TypeRural Home
Details3 ba · 2,206 sqft · built 1973
Lot Size0.531 acres (23,150 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Jun 2016)
Tax Bill$1,213 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN112O B 076

Property Details

APN / Parcel Number

Primary APN112O B 076
Alternative APN
  • 0000040737

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,206 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1982
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,150 sqft (0.531 acres)
Lot Dimensions231 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000040737
Street Address6435 MILL STREAM DR
CityHARRISON
StateTN
Zip37341-9505
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal Description3150 11 001& LOT 23 RIVER OAKS UNIT 4 PB 27 PG 260
Legal SubdivisionRIVER OAKS UNIT 4
Legal Lot Number23
Legal Unit4
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group2
Census Block2010
Census Tract11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address6435 MILL STREAM DR, HARRISON, TN 37341-9505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2016 · Amount on Record
Deed SaleJun 3, 2016 · Amount on Record
Prior SaleJun 28, 2000 · Amount on Record
Deed Document Number2016060300173
Deed Book / Page10760 / 753
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6435 MILL STREAM DR, HARRISON, TN 37341-9505
Transaction TypeMortgage
Record UpdatedSep 25, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000169
DateFeb 11, 2021
Book Page12352/490
Instrument2021021100169
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6435 MILL STREAM DR, HARRISON, TN 37341-9505
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6435 MILL STREAM DR, HARRISON, TN 37341-9505

Mortgage

Document Number0000000010
DateMar 20, 2025
Book Page13866/822
Instrument2025032000010
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,213.00 (+11.08%)$80,075 (+64%)$320,300 (+64%) Land $55,000 Building $265,300
2024$1,092.00 (-0.82%)$48,825 (-)$195,300 (-) Land $38,300 Building $157,000
2023$1,101.00$48,825$195,300 Land $38,300 Building $157,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2003–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 61% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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