Hamilton County property record for 6434 Mill Stream Dr, Harrison, TN 37341
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 1,876 sqft · built 1973 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,000 (Sep 2023) |
| Tax Bill | $1,244 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112O B 053 |
| Primary APN | 112O B 053 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Lot Dimensions | 130 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000040714 |
|---|---|
| Street Address | 6434 MILL STREAM DR |
| City | HARRISON |
| State | TN |
| Zip | 37341-5937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | 3150 11 001& LOT 118 RIVER OAKS UNIT 4 PB 27 PG 260 |
| Legal Subdivision | RIVER OAKS UNIT 4 |
| Legal Lot Number | 118 |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11413 |
Source: Hamilton County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6434 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 1, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on Record |
| Deed Sale | Sep 1, 2023 · Amount on Record |
| Prior Sale | Sep 10, 2003 · Amount on Record |
| Deed Document Number | 202368 |
| Deed Book / Page | 13388 / 833 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6434 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000158 |
|---|---|
| Date | Jun 18, 2021 |
| Book Page | 12532/675 |
| Instrument | 2021061800158 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | Mar 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 1, 2023 |
| Property Address | 6434 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Document Number | 0000000068 |
| Book / Page | 13388 / 833 |
| Map Reference | MB 27 PG 260 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023090100068 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SLN LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,069.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6434 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Document Number | 0000000069 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023090100069 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Number | 0000000073 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 13388/862 |
| Instrument | 2023090100073 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,244.00 (+34.63%) | $82,100 (+98.67%) | $328,400 (+98.67%) Land $55,000 Building $273,400 |
| 2024 | $924.00 (-0.96%) | $41,325 (-) | $165,300 (-) Land $45,000 Building $120,300 |
| 2023 | $933.00 | $41,325 (-) | $165,300 (-) Land $45,000 Building $120,300 |
| 2022 | $933.00 | $41,325 | $165,300 Land $45,000 Building $120,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2003–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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