6440 Mill Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6440 Mill Stream Dr, Harrison, TN 37341

Property Summary

Property TypeRural Home
Details3 ba · 2,156 sqft · built 1973
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (May 2020)
Tax Bill$1,120 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN112O B 055

Property Details

APN / Parcel Number

Primary APN112O B 055
Alternative APN
  • 0000040716

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,156 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1982
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,000 sqft (0.298 acres)
Lot Dimensions130 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000040716
Street Address6440 MILL STREAM DR
CityHARRISON
StateTN
Zip37341-5937
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRR
Legal Description3150 11 001& LT 120 RIVER OAKS UNIT 4 PB 27 PG 26/
Legal SubdivisionRIVER OAKS UNIT 4
Legal Lot Number120
Legal Unit4
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group2
Census Block2018
Census Tract11413

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6440 MILL STREAM DR, HARRISON, TN 37341-5937
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 26, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2020 · Amount on Record
Deed SaleMay 26, 2020 · Amount on Record
Prior SaleAug 9, 2016 · Amount on Record
Deed Document Number2020052600073
Deed Book / Page12011 / 447
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6440 MILL STREAM DR, HARRISON, TN 37341-5937
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000359
DateMar 10, 2021
Book Page12392/931
Instrument2021031000359
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueApr 1, 2048

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 26, 2020
Property Address6440 MILL STREAM DR, HARRISON, TN 37341-5937
Document Number0526000073
Book / Page012011 / 000447
Instrument DateMay 21, 2020
Instrument200526000073
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyFIRST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$666.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address6440 MILL STREAM DR HARRISON TN 373415937, HARRISON, TN 37341-5937

Mortgage

Document Number526000074
DateMay 26, 2020
Book Page012011/000450
Instrument200526000074
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,120.00 (+10.34%)$73,950 (+62.89%)$295,800 (+62.89%) Land $55,000 Building $240,800
2024$1,015.00 (-0.88%)$45,400 (-)$181,600 (-) Land $45,000 Building $136,600
2023$1,024.00$45,400$181,600 Land $45,000 Building $136,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (2003–2019)
Claims Outside the SFHA7 of 7
Most Recent ClaimFeb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 61% of Tennessee
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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