Hamilton County property record for 6428 Mill Stream Dr, Harrison, TN 37341
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,356 sqft · built 1973 |
| Lot Size | 0.313 acres (13,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Mar 2017) |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 112O B 051 |
| Primary APN | 112O B 051 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,650 sqft (0.313 acres) |
| Lot Dimensions | 130 ft deep x 105 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000040712 |
|---|---|
| Street Address | 6428 MILL STREAM DR |
| City | HARRISON |
| State | TN |
| Zip | 37341-5937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | 3150 11 001& LOT 116 RIVER OAKS UNIT 4 PB 27 PG 260 |
| Legal Subdivision | RIVER OAKS UNIT 4 |
| Legal Lot Number | 116 |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11413 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6428 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU |
| Mar 8, 2017 | Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on Record |
| Deed Sale | Mar 8, 2017 · Amount on Record |
| Prior Sale | Mar 4, 1997 · Amount on Record |
| Deed Document Number | 2017030800141 |
| Deed Book / Page | 10993 / 333 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6428 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000214 |
|---|---|
| Date | Aug 25, 2022 |
| Book Page | 13069/714 |
| Instrument | 2022082500214 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Sep 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 8, 2017 |
| Property Address | 6428 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Document Number | 0000000141 |
| Book / Page | 10993 / 333 |
| Map Reference | MB27 PG260 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 2017030800141 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Title Company | REALTY TITLE & ESCROW SERVIC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6428 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Document Number | 0000000142 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 2017030800142 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Number | 0000000143 |
|---|---|
| Date | Mar 8, 2017 |
| Book Page | 10993/353 |
| Instrument | 2017030800143 |
| Name | TENNESSEE HOUSING DEVELOPMENT AGENCY |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37243 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 (+8.13%) | $78,150 (+59.57%) | $312,600 (+59.57%) Land $55,000 Building $257,600 |
| 2024 | $1,095.00 (-0.82%) | $48,975 (-) | $195,900 (-) Land $45,000 Building $150,900 |
| 2023 | $1,104.00 | $48,975 | $195,900 Land $45,000 Building $150,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2003–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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