6432 E Willow St, Inverness, FL 34452 Property Records

Citrus County property record for 6432 E Willow St, Inverness, FL 34452 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage1,285 sqft Living Area
Lot Size19,225 sqft (0.441 acres)
OccupancyOwner Occupied
Last Sale$3,500 (1995)
Tax Bill$1,027.00 (2025)

Property Details

APN / Parcel Number

Primary APN20E-19S-29-0010-04170-008.0
Alternative APNs
  • 2919S20E0010041700080
  • 1828023

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,285 sqft Living Area
1st Floor1,285 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1989
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area19,225 sqft (0.441 acres)
Depth X Width120 ft x 80 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeMixed Garage
Garage Area680 sqft Garage
CarportCarport
Carport Area426 sqft Carport

Exterior Amenities

Pool Area224 sqft Pool
PorchEnclosed Porch
Porch Area774 sqft Porch
Utility Building140 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1828023
Old Parcel Number2919S20E0010041700080
Street Address6432 E WILLOW ST
CityINVERNESS
StateFL
Zip34452-8258
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionINVERNESS HGLDS WEST PB 5 PG 19 LOTS 8 & 9 BLK 417
Legal Range20E
Legal Township19S
Legal Section32
Legal SubdivisionINVERNESS HIGHLANDS WEST
Legal Block417
Legal Lot Number8-9 9
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2034
Census Tract451104

Owner

Source: Citrus County records · APN 20E-19S-29-0010-04170-008.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6432 E WILLOW ST, INVERNESS, FL 34452-8258
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
May 18, 2022Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 16, 2021Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
May 21, 2018Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
May 26, 2017Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 01, 1995 · Amount on Record
Deed SaleFeb 01, 1995 · Amount on Record
Deed Doc Number0010691777
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6432 E WILLOW ST, INVERNESS, FL 34452-8258
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6432 E WILLOW ST, INVERNESS, FL 34452-8258

Mortgage

Document Number0034060977
DateSep 01, 2023
Book Page3406/977
Instrument2023050596
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueAug 31, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6432 E WILLOW ST, INVERNESS, FL 34452-8258
Transaction TypeMortgage
Record UpdatedJun 07, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6432 E WILLOW ST, INVERNESS, FL 34452-8258

Mortgage

Document Number0032851006
DateMay 18, 2022
Book Page3285/1006
Instrument2022036087
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueMay 17, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6432 E WILLOW ST, INVERNESS, FL 34452-8258
Transaction TypeMortgage
Record UpdatedJan 19, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032340536
DateDec 13, 2021
Book Page3234/536
Instrument2021085517
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6432 E WILLOW ST, INVERNESS, FL 34452-8258
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6432 E WILLOW ST, INVERNESS, FL 34452-8258

Mortgage

Document Number0031851280
DateJul 16, 2021
Book Page3185/1280
Instrument2021048461
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueJul 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6432 E WILLOW ST, INVERNESS, FL 34452-8258
Document Number0029042183
Instrument DateMay 21, 2018
Transaction TypeMortgage
Record UpdatedJun 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address6432 E WILLOW ST INVERNESS FL 344528258, INVERNESS, FL 34452-8258

Mortgage

Document Number0029042183
DateJun 01, 2018
Book Page002904/002183
Instrument28027
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueMay 31, 2036
Interest
Rate TypeAdjustable Rate

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address6432 E WILLOW ST, INVERNESS, FL 34452-8258
Document Number0028330880
Book / Page002833 / 000880
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedJul 05, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address6432 E WILLOW ST INVERNESS FL 344528258, INVERNESS, FL 34452-8258

Mortgage

Document Number0028330880
DateJun 06, 2017
Book Page002833/000880
Instrument26282
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,027.00 (+8.68%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$208,113 (-1.17%) Land $22,400 Building $185,713$208,113 (-1.17%) Land $22,400 Building $185,713
2024$945.00 (+3.73%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed$210,576 (+3.72%) Land $17,440 Building $193,136$210,576 (+3.72%) Land $17,440 Building $193,136
2023$911.00 (-1.19%) Homeowner's exemption Senior Citizen's exemption Widower's exemption Additional exemption filed$203,014 (+17.91%) Land $13,440 Building $189,574$203,014 (+17.91%) Land $13,440 Building $189,574
2022$922.00 Homeowner's exemption Additional exemption filed$172,182 Land $8,800 Building $163,382$172,182 Land $8,800 Building $163,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 1,099 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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