San Diego County property record for 643 Pecos St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1987 |
| Lot Size | 0.45 acres (1,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Apr 2021) |
| Tax Bill | $6,625 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2021 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 579-192-32-00 |
| Primary APN | 579-192-32-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 792 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 1,977 sqft (0.45 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 643 PECOS ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 20 (EX ST WID)LOT7 TR 002050 |
| Legal Subdivision | EAST SIDE ADD |
| Legal Tract | 002050 |
| Legal Block | 20 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 13909 |
Source: San Diego County records · APN 579-192-32-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Apr 07, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 22, 2021 | Quit Claim Deed, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Jan 22, 2021 | Affidavit of Death, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Jan 22, 2021 | Affidavit of Death, Transfer CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Jan 22, 2021 | Grant Deed, Transfer · Commercial Mortgage ANCHOR LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2021 · Amount on Record |
| Deed Sale | Apr 07, 2021 · Amount on Record |
| Prior Sale | Jan 22, 2021 · Amount on Record |
| Deed Document Number | 2021268179 |
| Prior Transfer Date | Oct 07, 2020 |
| Prior Transfer Doc | 0000051964 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Document Number | 0000806602 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-0806602 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 07, 2021 |
| Property Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Document Number | 0000268179 |
| Map Reference | MAP 2050 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 2021-0268179 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Document Number | 0000268180 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2021-0268180 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Document Number | 0000051964 |
| Instrument Date | Dec 07, 2020 |
| Instrument | 51964 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 16776 BERNARDO CENTER DR #108 SAN DIEGO CA 921282558, 108, SAN DIEGO, CA 92128-2558 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Document Number | 0000051962 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 51962 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16776 BERNARDO CENTER DR #108 SAN DIEGO CA 921282558, 108, SAN DIEGO, CA 92128-2558 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Document Number | 0000051963 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 51963 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16776 BERNARDO CENTER DR #108 SAN DIEGO CA 921282558, 108, SAN DIEGO, CA 92128-2558 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 22, 2021 |
| Property Address | 643 PECOS ST, SPRING VALLEY, CA 91977-5238 |
| Document Number | 0000051965 |
| Map Reference | MAP 2050 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 2021-0051965 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7480 MIRAMAR RD STE 210, 210, SAN DIEGO, CA 92126-4220 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051966 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 2021-0051966 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $507,873 (+2%) Land $375,386 Building $132,487 | |
| 2025 | $6,625.00 (+7.08%) | $497,916 (+4.04%) Land $368,026 Building $129,890 |
| 2023 | $6,187.00 (+1.54%) | $478,584 Land $353,736 Building $124,848 |
| 2022 | $6,093.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
May also be available: California Internet, Verizon.
Based on FCC filings for 567 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Viejas Community System tribal government · serves 9,600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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