638 Pecos St, Spring Valley, CA 91977 Property Records

San Diego County property record for 638 Pecos St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,095 sqft · built 1983
Lot Size0.62 acres (2,686 sqft)
Owner2 Individual Names on Record
Last Sale$625,000 (Sep 2023)
Tax Bill$8,274 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN579-191-49-00

Property Details

APN / Parcel Number

Primary APN579-191-49-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,095 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleMediterranean
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area2,686 sqft (0.62 acres)
Lot Dimensions100 ft deep x 25 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address638 PECOS ST
CitySPRING VALLEY
StateCA
Zip91977-5237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 22 LOT 38 TR 002050
Legal SubdivisionEAST SIDE ADD
Legal Tract002050
Legal Block22
Legal Lot Number38
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2016
Census Tract13909

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7506 PARKWAY DR, 207, LA MESA, CA 91942-1743
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 23, 2021Grant Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 30, 2017Deed of Trust, Mortgage · VA Mortgage
FIRST MORTGAGE SOLUTIONS LLC
Sep 15, 2020Deed of Trust, Mortgage · VA Mortgage
ADVANTAGEFIRST LNDG INC
Nov 1, 2019Deed of Trust, Mortgage · VA Mortgage
ADVANTAGEFIRST LNDG INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2023 · Amount on Record
Deed SaleSep 29, 2023 · Amount on Record
Prior SaleNov 23, 2021 · Amount on Record
Deed Document Number2023265491
Prior Transfer DateAug 2, 2005
Prior Transfer Doc0000664293
Record UpdatedOct 29, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 29, 2023
Property Address638 PECOS ST, SPRING VALLEY, CA 91977-5237
Document Number0000265491
Map ReferenceMAP 2050
Instrument DateAug 16, 2023
Instrument2023-0265491
Transaction TypeTransfer
Record UpdatedOct 10, 2023
Title CompanyTICOR TITLE CO SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7506 PARKWAY DR, LA MESA, CA 91942-7700

Mortgage

Document Number0000265492
DateSep 29, 2023
Instrument2023-0265492
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

Mortgage

Document Number0000265493
DateSep 29, 2023
Instrument2023-0265493
Lender
NameCOUNTY OF SAN DIEGO HOUSING AND COMMUNIT
TypeGovernment Agency
AddressSAN DIEGO, CA 92123
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 23, 2021
Property Address638 PECOS ST, SPRING VALLEY, CA 91977-5237
Document Number0000806580
Map ReferenceMAP 2050
Instrument DateNov 8, 2021
Instrument2021-0806580
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address638 PECOS ST, SPRING VALLEY, CA 91977-5237

Mortgage

Document Number0000806581
DateNov 23, 2021
Instrument2021-0806581
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address638 PECOS ST, SPRING VALLEY, CA 91977-5237
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLINEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000298340
DateJun 30, 2017
Instrument2017-0298340
Lender
NameFIRST MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address638 PECOS ST, SPRING VALLEY, CA 91977-5237
Document Number0000556528
Instrument DateSep 15, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 PECOS ST SPRING VALLEY CA 919775237, SPRING VALLEY, CA 91977-5237

Mortgage

Document Number0000556528
DateSep 21, 2020
Instrument556528
Lender
NameADVANTAGEFIRST LNDG INC
AddressRANCHO SANTA MARGARI, CA 92688
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address638 PECOS ST, SPRING VALLEY, CA 91977-5237
Document Number0000510025
Instrument DateNov 1, 2019
Transaction TypeMortgage
Record UpdatedNov 14, 2019
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address638 PECOS ST SPRING VALLEY CA 919775237, SPRING VALLEY, CA 91977-5237

Mortgage

Document Number0000510025
DateNov 6, 2019
Instrument510025
Lender
NameADVANTAGEFIRST LNDG INC
AddressMISSION VIEJO, CA 92691
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$650,248 (+2%) Land $278,676 Building $371,572
2025$8,274.00 (+10.31%)$637,499 (+7.76%) Land $273,212 Building $364,287
2023$7,501.00 (+1.47%)$591,599 Land $253,540 Building $338,059
2022$7,392.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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