San Diego County property record for 640 Pecos St, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,095 sqft · built 1983 |
| Lot Size | 0.55 acres (2,379 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Mar 2019) |
| Tax Bill | $6,081 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 579-191-50-00 |
| Primary APN | 579-191-50-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,095 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 2,379 sqft (0.55 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 640 PECOS ST |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-5237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 22 LOT 39 TR 002050 |
| Legal Subdivision | EAST SIDE ADD |
| Legal Tract | 002050 |
| Legal Block | 22 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 13909 |
Source: San Diego County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 PECOS ST, SPRING VALLEY, CA 91977-5237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Mar 7, 2019 | Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP |
| Nov 21, 2018 | Grant Deed, Construction Loan · Conventional with PMI ANCHOR LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2019 · Amount on Record |
| Deed Sale | Mar 7, 2019 · Amount on Record |
| Prior Sale | Nov 21, 2018 · Amount on Record |
| Deed Document Number | 201981912 |
| Prior Transfer Date | Jul 5, 2007 |
| Prior Transfer Doc | 0000464303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 640 PECOS ST, SPRING VALLEY, CA 91977-5237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE COMPAN |
| Name | Verified Name |
|---|
| Document Number | 0000262561 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020-0262561 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 7, 2019 |
| Property Address | 640 PECOS ST, SPRING VALLEY, CA 91977-5237 |
| Document Number | 0000081912 |
| Map Reference | MAP 2050 |
| Instrument Date | Mar 7, 2019 |
| Instrument | 2019-0081912 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 PECOS ST, SPRING VALLEY, CA 91977-5237 |
| Document Number | 0000081913 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 2019-0081913 |
| Name | POINT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 21, 2018 |
| Property Address | 640 PECOS ST, SPRING VALLEY, CA 91977-5237 |
| Document Number | 0000485448 |
| Instrument Date | Sep 25, 2018 |
| Instrument | 485448 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 3, 2018 |
| Title Company | TICOR TITLE-SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $308.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 450 NEWPORT CENTER DR #200 NEWPORT BEACH CA 926607655, 200, NEWPORT BEACH, CA 92660-7655 |
| Document Number | 485449 |
|---|---|
| Date | Nov 21, 2018 |
| Instrument | 485449 |
| Name | ANCHOR LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CALABASAS, CA 91302 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $460,812 (+2%) Land $196,346 Building $264,466 | |
| 2025 | $6,081.00 (+7.23%) | $451,778 (+4.04%) Land $192,497 Building $259,281 |
| 2023 | $5,671.00 (+1.58%) | $434,237 Land $185,023 Building $249,214 |
| 2022 | $5,583.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Feb 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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