642 Pecos St, Spring Valley, CA 91977 Property Records

San Diego County property record for 642 Pecos St, Spring Valley, CA 91977

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,095 sqft · built 1983
Lot Size0.64 acres (2,792 sqft)
Owner2 Company Names on Record
Tax Bill$4,603 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Nov 2025 Transfer
Flood ZoneZone X (minimal risk)
APN579-191-51-00

Property Details

APN / Parcel Number

Primary APN579-191-51-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,095 sqft Living Area

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Lot Area2,792 sqft (0.64 acres)

Location & Zoning

Street Address642 PECOS ST
CitySPRING VALLEY
StateCA
Zip91977-5237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 22 LOT 40 TR 002050
Legal SubdivisionEASTSIDE VILLAS
Legal Tract002050
Legal Block22
Legal Lot Number40
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2016
Census Tract13909

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address624 PECOS ST, SPRING VALLEY, CA 91977-5237
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Deed of Trust, Mortgage · Line of Credit
MISSION FEDERAL CREDIT UNION
Nov 25, 2025Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 1, 2006
Transfer Doc0000805028
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 15, 2026
Property Address642 PECOS ST, SPRING VALLEY, CA 91977-5237
Document Number0000103966
Instrument DateApr 7, 2026
Instrument2026103966
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust, 221
Address642 PECOS ST, SPRING VALLEY, CA 91977-5237

Mortgage

Document Number0000103966,
DateApr 15, 2026
Instrument2026103966
Lender
NameMISSION FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 30, 2051
Interest
Rate6.11%
Max Rate-1%

November 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 25, 2025
Property Address642 PECOS ST, SPRING VALLEY, CA 91977-5237
Document Number0000334007
Map ReferenceMAP 2050
Instrument DateNov 11, 2025
Instrument2025-0334007
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address624 PECOS ST, SPRING VALLEY, CA 91977-5237

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$136,621 (+2%) Land $46,833 Building $89,788
2025$4,603.00 (+4.76%)$133,943 (+4.04%) Land $45,915 Building $88,028
2023$4,394.00 (+1.08%)$128,743 Land $44,133 Building $84,610
2022$4,347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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