633 Kent St, Saint Paul, MN 55103 Property Records

Ramsey County property record for 633 Kent St, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1901
Lot Size	0.082 acres (3,567 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,500 (Jul 2026)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-22-0175`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-22-0175`
Alternative APNs	`8420503` `104028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1965
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	3,567 sqft (0.082 acres)
Lot Dimensions	87 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	104028
Street Address	633 KENT ST
City	SAINT PAUL
State	MN
Zip	55103-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHELS SUBDIVISION OF BLK 5 S 1 28/1OO FT OF E 2/3 OF LOT 29 AND THE E 2/3 OF LOT 30 BLK 1
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	MICHELS SUBDIVISION OF BLK 5
Legal Block	5
Legal Lot Number	29,30
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2003
Census Tract	32600

Owner

Source: Ramsey County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	633 KENT ST, SAINT PAUL, MN 55103-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage BELL BANK
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY NEIGHBORHOOD HOUSING SVCS
Jun 18, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jun 18, 2021 · Amount on Record
Deed Document Number	20262820891
Prior Transfer Date	Apr 3, 2009
Prior Transfer Doc	0000374318
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 31, 2026
Property Address	633 KENT ST, SAINT PAUL, MN 55103-1616
Document Number	0002820891
Instrument Date	Jul 24, 2026
Instrument	20262820891
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	TITLE COMPANY LLC, FLEX TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,497.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	633 KENT ST, SAINT PAUL, MN 55103-1616

Mortgage

Document Number	0002820892,
Date	Jul 31, 2026
Instrument	20262820892

Lender

Name	BELL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.47%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	633 KENT ST, SAINT PAUL, MN 55103-1616
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02703259
Date	Jun 18, 2021
Instrument	T02703259

Lender

Name	COMMUNITY NEIGHBORHOOD HOUSING SVCS
Type	Government Agency
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jul 1, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 18, 2021
Property Address	633 KENT ST, SAINT PAUL, MN 55103-1616
Document Number	0T02703255
Instrument Date	Jun 8, 2021
Instrument	T02703255
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 KENT ST, SAINT PAUL, MN 55103-1616

Mortgage

Document Number	0T02703256
Date	Jun 18, 2021
Instrument	T02703256

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Mortgage

Document Number	0T02703257
Date	Jun 18, 2021
Instrument	T02703257

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,000 (+3.37%) Land $20,000 Building $201,000	$221,000 (+3.37%) Land $20,000 Building $201,000
2025	$3,280.00 (+19.19%) Homeowner's exemption	$213,800 (+7.49%) Land $25,000 Building $188,800	$213,800 (+7.49%) Land $25,000 Building $188,800
2023	$2,752.00 Homeowner's exemption	$198,900 Land $20,000 Building $178,900	$198,900 Land $20,000 Building $178,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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