Lorain County property record for 643 Harvard Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,160 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $93,000 (2018) |
| Tax Bill | $2,222.00 (2025) |
| Primary APN | 06-25-006-117-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,160 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| 2nd Floor | 376 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 135 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 308 sqft Garage |
| Porch | Open Porch |
| Porch Area | 112 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 643 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6631 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARVARD AVE ALLOT 49.48 X 135 |
| Legal Subdivision | HARVARD AVE ALLOT FRNT |
| Legal Tract | 25 |
| Legal Block | 117 |
| Legal Lot Number | 65 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-117-012
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 05, 2018 | Deed, Transfer MILLER HOME TITLE |
| Sep 21, 2017 | Grant Deed, Transfer NATIONAL LINK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 05, 2018 · Amount on Record |
| Deed Sale | Jan 05, 2018 · Amount on Record |
| Prior Sale | Sep 21, 2017 · Amount on Record |
| Deed Doc Number | 2018000055 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 643 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 643 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Document Number | 0000901651 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 2022-0901651 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 05, 2018 |
| Property Address | 643 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Document Number | 0000657397 |
| Map Reference | VOL 15 PG 26 |
| Instrument Date | Dec 19, 2017 |
| Instrument | 2018-0657397 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $372.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 643 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 21, 2017 |
| Property Address | 643 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Document Number | 0000645042 |
| Instrument Date | Sep 07, 2017 |
| Instrument | 645042 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2017 |
| Title Company | NATIONAL LINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1150 ARROWHEAD DR GRAFTON OH 44044, GRAFTON, OH 44044 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,222.00 | $47,190 (+0.01%) Land $9,600 Building $37,590 | $134,820 (-) Land $27,420 Building $107,400 |
| 2024 | $2,222.00 (+2.3%) | $47,187 (+18.36%) Land $9,597 Building $37,590 | $134,820 (+18.36%) Land $27,420 Building $107,400 |
| 2023 | $2,172.00 (+0.37%) | $39,869 (%) Land $7,753 Building $32,116 | $113,910 (-) Land $22,150 Building $91,760 |
| 2022 | $2,164.00 | $39,870 Land $7,750 Building $32,120 | |
| 2021 | $113,910 Land $22,150 Building $91,760 |
643 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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