Lorain County property record for 635 Harvard Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,160 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2021) |
| Tax Bill | $2,171.00 (2025) |
| Primary APN | 06-25-006-117-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,160 sqft Living Area |
| 1st Floor | 784 sqft 1st Floor |
| 2nd Floor | 376 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 135 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 20 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 635 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6631 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HARVARD ALV ALLT 49.48 X 135 S/L 63 |
| Legal Subdivision | HARVARD AVENUE |
| Legal Tract | 25 |
| Legal Block | 117 |
| Legal Lot Number | 63 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-117-010
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Jul 01, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Jul 24, 2006 |
| Deed Doc Number | 2021007989 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 19, 2021 |
| Property Address | 635 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Document Number | 20210850354 |
| Map Reference | VOL 15 PG 26 |
| Instrument Date | Oct 09, 2021 |
| Instrument | 2021-0850354 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27500 COLLEGE BLVD #1150 # 1150, 1150, OVERLAND PARK, KS 66210 |
| Document Number | 20210850355 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021-0850355 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 635 HARVARD AVE, ELYRIA, OH 44035-6631 |
| Document Number | 0000638973 |
| Instrument Date | Jul 01, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 635 HARVARD AVE ELYRIA OH 440356631, ELYRIA, OH 44035-6631 |
| Document Number | 0000638973 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 638973 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,171.00 | $45,580 (+0.01%) Land $9,600 Building $35,980 | $130,210 (-) Land $27,420 Building $102,790 |
| 2024 | $2,171.00 (+9.7%) | $45,574 (+28.1%) Land $9,597 Building $35,977 | $130,210 (+28.1%) Land $27,420 Building $102,790 |
| 2023 | $1,979.00 (+2.49%) | $35,578 (-0.01%) Land $7,753 Building $27,825 | $101,650 (-) Land $22,150 Building $79,500 |
| 2022 | $1,931.00 | $35,580 Land $7,750 Building $27,830 | |
| 2021 | $101,650 Land $22,150 Building $79,500 |
635 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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