639 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 639 Harvard Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,089 sqft · built 1952
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (May 2023)
Tax Bill	$2,862 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-25-006-117-011`

Property Details

APN / Parcel Number

Primary APN	`06-25-006-117-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,089 sqft Living Area
1st Floor Area	736 sqft
2nd Floor Area	353 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Patio Area	260 sqft
Canopy	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	639 HARVARD AVE
City	ELYRIA
State	OH
Zip	44035-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVARD AVE ALLOT 49.48 X 135
Legal Subdivision	HARVARD AVENUE ALLOTMENT
Legal Tract	25
Legal Block	117
Legal Lot Number	64
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2031
Census Tract	71201

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	639 HARVARD AVE, ELYRIA, OH 44035-6631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 6, 2023	Warranty Deed, Transfer OHIO REAL TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	2023002658
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 31, 2023
Property Address	639 HARVARD AVE, ELYRIA, OH 44035-6631
Document Number	0000917310
Map Reference	VOL 15 PG 26
Instrument Date	May 30, 2023
Instrument	2023-0917310
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 OPUS PL STE 200, 200, DOWNERS GROVE, IL 60515-1164

Mortgage

Document Number	0000917311
Date	May 31, 2023
Instrument	2023-0917311

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2043

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Feb 6, 2023
Property Address	639 HARVARD AVE, ELYRIA, OH 44035-6631
Document Number	0000905810
Map Reference	VOL 15 PG 26
Instrument Date	Feb 2, 2023
Instrument	2023-0905810
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43219 CAPIN FOOSTER PARK RD, EAST CLARIDON, OH 44033

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,862.00	$60,270 (+0.01%) Land $9,600 Building $50,670	$172,180 (-) Land $27,420 Building $144,760
2024	$2,862.00 (+36.68%)	$60,263 (+63.84%) Land $9,597 Building $50,666	$172,180 (+63.84%) Land $27,420 Building $144,760
2023	$2,094.00 (+0.77%)	$36,782 (+0.01%) Land $7,753 Building $29,029	$105,090 (-) Land $22,150 Building $82,940
2022	$2,078.00	$36,780 Land $7,750 Building $29,030
2021			$105,090 Land $22,150 Building $82,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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