638 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 638 Harvard Ave, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1952
Square Footage1,438 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$121,000 (2019)
Tax Bill$2,833.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-006-115-027

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,438 sqft Living Area
1st Floor1,438 sqft 1st Floor
Basement Area996 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area6,970 sqft (0.16 acres)
Depth X Width135 ft x 53 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area280 sqft Garage
Deck Area190 sqft Deck
Patio Area190 sqft Patio
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address638 HARVARD AVE
CityELYRIA
StateOH
Zip44035-6632
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARVARD 53 X 135
Legal SubdivisionHARVARD
Legal Tract25
Legal Block115
Legal Lot Number67
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup2
Census Block2021
Census Tract71201

Owner

Source: Lorain County records · APN 06-25-006-115-027

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address638 HARVARD AVE, ELYRIA, OH 44035-6632
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2022Deed of Trust, Mortgage
THIRD FSLA OF CLEVELAND
Sep 18, 2019Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Apr 18, 2019Grant Deed, Construction Loan · Building or Construction Mortgage
ECHO HEALTH RE INV LLC
Dec 14, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleApr 18, 2019 · Amount on Record
Deed Doc Number2019730780
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address638 HARVARD AVE, ELYRIA, OH 44035-6632
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title CompanyTHIRD CAPITAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000882112
DateJul 06, 2022
Instrument2022-0882112
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
AmountAmount Recorded
Term119 Months
DueJun 29, 2032

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 18, 2019
Property Address638 HARVARD AVE, ELYRIA, OH 44035-6632
Document Number0000730780
Instrument DateSep 17, 2019
Instrument2019-0730780
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address638 HARVARD AVE, ELYRIA, OH 44035-6632

Mortgage

Document Number0000730781
DateSep 18, 2019
Instrument2019-0730781
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

April 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateApr 18, 2019
Property Address638 HARVARD AVE, ELYRIA, OH 44035-6632
Document Number0000711435
Instrument DateApr 01, 2019
Instrument711435
Transaction TypeConstruction Loan
Record UpdatedMay 02, 2019
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$169.60
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11160 LAGRANGE RD ELYRIA OH 440357944, ELYRIA, OH 44035-7944

Mortgage

Document Number711437
DateApr 18, 2019
Instrument711437
Lender
NameECHO HEALTH RE INV LLC
Address810 SHARON DR, WESTLAKE, OH 44145-1521
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 17, 2020

December 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLORAIN OH
Recording DateDec 14, 2018
Property Address638 HARVARD AVE, ELYRIA, OH 44035-6632
Document Number0000698287
Instrument DateDec 10, 2018
Instrument698287
Transaction TypeForeclosure
Record UpdatedDec 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$283.75
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,833.00 Homeowner's exemption$60,170 (%) Land $10,170 Building $50,000$171,920 (-) Land $29,060 Building $142,860
2024$2,833.00 (+3.13%)$60,172 (+19.34%) Land $10,171 Building $50,001$171,920 (+19.34%) Land $29,060 Building $142,860
2023$2,747.00 (+0.37%)$50,421 (+%) Land $8,211 Building $42,210$144,060 (-) Land $23,460 Building $120,600
2022$2,737.00$50,420 Land $8,210 Building $42,210
2021$144,060 Land $23,460 Building $120,600

Flood & Wildfire

638 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harvard Ave

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