6426 Mill Stream Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 6426 Mill Stream Dr, Harrison, TN 37341

Property Summary

Property Type	Rural Home
Details	3 ba · 2,013 sqft · built 1973
Lot Size	0.313 acres (13,650 sqft)
Owner	Owner Name on File
Last Sale	$124,600 (Jan 2003)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`112O B 050`

Property Details

APN / Parcel Number

Primary APN	`112O B 050`
Alternative APN	`0000040711`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,013 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1982
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,650 sqft (0.313 acres)
Lot Dimensions	130 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000040711
Old Parcel Number	112O B 050
Street Address	6426 MILL STREAM DR
City	HARRISON
State	TN
Zip	37341-5937
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR
Legal Description	LT 115 RIVER OAKS UNIT 4 PB 27 PG 260 3150 11 001&
Legal Subdivision	RIVER OAKS UNIT 4
Legal Lot Number	115
Legal Unit	4
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2018
Census Tract	11413

Owner

The current owner of 6426 Mill Stream Dr bought it in January 2003.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	6426 MILL STREAM DR, HARRISON, TN 37341-5937
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2003 · Amount on File
Deed Sale	Jan 15, 2003 · Amount on File
Prior Sale	Nov 6, 1998 · Amount on File
Deed Document Number	2003011500270
Deed Book / Page	6512 / 924
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6426 MILL STREAM DR, HARRISON, TN 37341-5937
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000064
Date	Jun 27, 2023
Book Page	13328/812
Instrument	2023062700064

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 6426 Mill Stream Dr was $1,108, up 10.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (+10.91%)	$73,150 (+63.74%)	$292,600 (+63.74%) Land $55,000 Building $237,600
2024	$999.00 (-0.89%)	$44,675 (-)	$178,700 (-) Land $45,000 Building $133,700
2023	$1,008.00	$44,675	$178,700 Land $45,000 Building $133,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6426 Mill Stream Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (2003–2019)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6426 Mill Stream Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20