Hamilton County property record for 6422 Mill Stream Dr, Harrison, TN 37341
| Property Type | Rural Home |
|---|---|
| Details | 2.5 ba · 2,206 sqft · built 1973 |
| Lot Size | 0.314 acres (13,686 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Mar 2026) |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112O B 049 |
| Primary APN | 112O B 049 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,206 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,686 sqft (0.314 acres) |
| Lot Dimensions | 131 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000040710 |
|---|---|
| Street Address | 6422 MILL STREAM DR |
| City | HARRISON |
| State | TN |
| Zip | 37341-5937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | 3150 11 001& LT 114 RIVER OAKS UNIT 4 PB 27 PG 260 |
| Legal Subdivision | RIVER OAKS UNIT 4 |
| Legal Lot Number | 114 |
| Legal Unit | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11413 |
6422 Mill Stream Dr, a rural home, is owned and occupied by an individual who bought it in March 2026.
Source: Hamilton County records, as of April 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6422 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Mar 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS MTG |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2026 · Amount on File |
| Deed Sale | Mar 23, 2026 · Amount on File |
| Prior Sale | Jul 12, 2012 · Amount on File |
| Deed Document Number | 20260323272 |
| Deed Book / Page | 14236 / 362 |
| Prior Transfer Date | Jul 6, 2012 |
| Prior Transfer Doc | 0000000180 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6422 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6422 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Document Number | 0000000049 |
|---|---|
| Date | Oct 11, 2024 |
| Book Page | 13730/801 |
| Instrument | 2024101100049 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 23, 2026 |
| Property Address | 6422 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Document Number | 0000000272 |
| Book / Page | 14236 / 362 |
| Map Reference | MB 27 PG 260 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 2026032300272 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2026 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 CHESTNUT ST, CHATTANOOGA, TN 37402-4907 |
| Mail Care Of | TENNESSEE VALEY FEDERAL CREDIT |
| Document Number | 0000000273 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | 14236/366 |
| Instrument | 2026032300273 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6422 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Document Number | 1229000289 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | FIRST CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6422 MILL STREAM DR HARRISON TN 373415937, HARRISON, TN 37341-5937 |
| Document Number | 1229000289 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 012293/000859 |
| Instrument | 201229000289 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 28, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6422 MILL STREAM DR, HARRISON, TN 37341-5937 |
| Document Number | 0328000034 |
| Instrument Date | Mar 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6422 MILL STREAM DR HARRISON TN 373415937, HARRISON, TN 37341-5937 |
| Document Number | 0328000034 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 011598/000817 |
| Instrument | 190328000034 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 27, 2029 |
The 2025 property tax bill for 6422 Mill Stream Dr was $1,316, up 17.3% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,316.00 (+17.29%) | $86,875 (+73.14%) | $347,500 (+73.14%) Land $55,000 Building $292,500 |
| 2024 | $1,122.00 (-0.8%) | $50,175 (-) | $200,700 (-) Land $45,000 Building $155,700 |
| 2023 | $1,131.00 | $50,175 | $200,700 Land $45,000 Building $155,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6422 Mill Stream Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2003–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6422 Mill Stream Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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