6421 Uplands Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6421 Uplands Rd, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,056 sqft · built 1998
Lot Size0.109 acres (4,763 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jun 2003)
Tax Bill$6,437 (2026)
Deeds & MortgagesApr 2024 Line of Credit
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-271121

Property Details

APN / Parcel Number

Primary APN01-271121
Alternative APNs
  • 1271121
  • 271121

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,056 sqft Total Area
Basement Area312 sqft
Finished Basement312 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,763 sqft (0.109 acres)
Garage TypeBasement
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area48 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number271121
Street Address6421 UPLANDS RD
CityELKRIDGE
StateMD
Zip21075-6890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMH
Legal DescriptionLOT 269 4,763 SQ 6421 UPLANDS RD NOTVIL S4 RSB OF BANK OS
Legal SubdivisionNOTTINGHAM VILLAGE SEC 04
Legal Lot Number269
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group1
Census Block1009
Census Tract601103

Owner

6421 Uplands Rd is owned and occupied by an individual who bought it in June 2003.

Source: Howard County records, as of September 4, 2026

Owner of RecordIndividual Name on File
Mailing Address6421 UPLANDS RD, ELKRIDGE, MD 21075-6890
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2003 · Amount on File
Deed SaleJun 30, 2003 · Amount on File
Prior SaleSep 30, 2002
Deed Document Number20035843
Deed Book / Page6463 / 90
Transfer Doc0000008484
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6421 UPLANDS RD, ELKRIDGE, MD 21075-6890
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6421 UPLANDS RD, ELKRIDGE, MD 21075-6890

Mortgage

Document Number0223170130
DateApr 16, 2024
Book Page22317/130
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueApr 5, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6421 UPLANDS RD, ELKRIDGE, MD 21075-6890
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0175890075
DateMay 17, 2017
Book Page17589/075
Instrument17589-075
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJun 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 6421 Uplands Rd was $6,437, up 15.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,437.00 (+15.69%)$403,300 (+8.54%) Land $180,000 Building $223,300$403,300 (-) Land $180,000 Building $223,300
2025$5,564.00 Homeowner's exemption$371,567$403,300 Land $180,000 Building $223,300
2023$308,100 Land $140,000 Building $168,100$308,100 Land $140,000 Building $168,100
2022$3,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6421 Uplands Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6421 Uplands Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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