Howard County property record for 6412 Uplands Rd, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,540 sqft · built 1998 |
| Lot Size | 0.096 acres (4,172 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,000 (Apr 2004) |
| Tax Bill | $5,448 (2026) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-271202 |
| Primary APN | 01-271202 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Total Area |
| Basement Area | 373 sqft |
| Finished Basement | 373 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,172 sqft (0.096 acres) |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 271202 |
|---|---|
| Street Address | 6412 UPLANDS RD |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | LOT 276 4,172 SQ 6412 UPLANDS RD NOTVIL S4 RSB OF BANK OS |
| Legal Subdivision | NOTTINGHAM VILLAGE SEC 04 |
| Legal Lot Number | 276 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 601103 |
Source: Howard County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6412 UPLANDS RD, ELKRIDGE, MD 21075-6889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION |
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 4, 2020 | Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE |
| Dec 30, 2020 | Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2004 · Amount on Record |
| Deed Sale | Apr 14, 2004 · Amount on Record |
| Prior Sale | Apr 14, 2004 · Amount on Record |
| Deed Document Number | 200444617 |
| Transfer Doc | 0082020593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 13, 2026 |
| Property Address | 6412 UPLANDS RD, ELKRIDGE, MD 21075-6889 |
| Document Number | 2344000496 |
| Book / Page | 23448 / 496 |
| Instrument Date | Sep 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 6412 UPLANDS RD, ELKRIDGE, MD 21075-6889 |
| Document Number | 2344000496, |
|---|---|
| Date | Oct 13, 2026 |
| Book Page | 23448/496 |
| Name | TOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6412 UPLANDS RD, ELKRIDGE, MD 21075-6889 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0220140024 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 22014/24 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6412 UPLANDS RD, ELKRIDGE, MD 21075-6889 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0192150252 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 19215/252 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6412 UPLANDS RD, ELKRIDGE, MD 21075-6889 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | REAL ESTATE SETMNT & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 6412 UPLANDS RD, ELKRIDGE, MD 21075-6889 |
| Document Number | 0200630090 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 20063/90 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,448.00 (-11.04%) Homeowner's exemption | $475,100 (+10.3%) Land $180,000 Building $295,100 | $475,100 (-) Land $180,000 Building $295,100 |
| 2025 | $6,124.00 (+5.19%) Homeowner's exemption | $430,733 (+25.95%) | $475,100 (+38.92%) Land $180,000 Building $295,100 |
| 2024 | $5,822.00 (+54.02%) | ||
| 2023 | $342,000 Land $140,000 Building $202,000 | $342,000 Land $140,000 Building $202,000 | |
| 2022 | $3,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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