6404 Uplands Rd, Elkridge, MD 21075 Property Records

Howard County property record for 6404 Uplands Rd, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,570 sqft · built 1999
Lot Size	0.102 acres (4,464 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (Jan 2022)
Tax Bill	$7,846 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-271180`

Property Details

APN / Parcel Number

Primary APN	`01-271180`
Alternative APNs	`1271180` `271180`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,570 sqft Total Area
Basement Area	538 sqft
Finished Basement	538 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,464 sqft (0.102 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	102 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	271180
Street Address	6404 UPLANDS RD
City	ELKRIDGE
State	MD
Zip	21075-6889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 274 4,464 SQ 6404 UPLANDS RD NOTVIL S4 RSB OF BANK OS
Legal Subdivision	NOTTINGHAM VILLAGE SEC 04
Legal Lot Number	274
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1004
Census Tract	601103

Owner

6404 Uplands Rd is owned and occupied by two individuals who bought it in January 2022.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6404 UPLANDS RD, ELKRIDGE, MD 21075-6889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Jul 19, 2006
Deed Book / Page	21297 / 109
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 27, 2022
Property Address	6404 UPLANDS RD, ELKRIDGE, MD 21075-6889
Document Number	0212970109
Book / Page	21297 / 109
Map Reference	PL 11804
Instrument Date	Jan 10, 2022
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	NEW LINE TITLE AND ESCROW COMPANY LLC, NEW LINE TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,748.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6404 UPLANDS RD, ELKRIDGE, MD 21075-6889

Mortgage

Document Number	0021297116
Date	Jan 27, 2022
Instrument	21297/116

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 6404 Uplands Rd was $7,846, up 11.3% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,846.00 (+11.26%)	$501,000 (+11.95%) Land $180,000 Building $321,000	$501,000 (-) Land $180,000 Building $321,000
2025	$7,052.00 (+12.22%)	$447,533	$501,000 Land $180,000 Building $321,000
2024	$6,284.00
2023		$340,600 Land $140,000 Building $200,600	$340,600 Land $140,000 Building $200,600
2022	$3,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6404 Uplands Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6404 Uplands Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20