Howard County property record for 6413 Uplands Rd, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,288 sqft · built 1996 |
| Lot Size | 0.1 acres (4,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Aug 2018) |
| Tax Bill | $5,986 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-271156 |
| Primary APN | 01-271156 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,288 sqft Total Area |
| Basement Area | 945 sqft |
| Finished Basement | 945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,365 sqft (0.1 acres) |
| Porch | Slab |
| Porch Area | 70 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 271156 |
|---|---|
| Street Address | 6413 UPLANDS RD |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-6890 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMH |
| Legal Description | LOT 271 4,365 SQ 6413 UPLANDS RD NOTVIL S4 RSB OF BANK OS |
| Legal Subdivision | NOTTINGHAM VILLAGE |
| Legal Lot Number | 271 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 601103 |
6413 Uplands Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6413 UPLANDS RD, ELKRIDGE, MD 21075-6890 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 26, 2021 | Deed of Trust, Construction Loan · Construction Mortgage QUICKEN LNS |
| Aug 3, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Jul 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on File |
| Deed Sale | Aug 3, 2018 · Amount on File |
| Prior Sale | Aug 29, 2005 · Amount on File |
| Deed Book / Page | 18304 / 480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 9, 2026 |
| Property Address | 6413 UPLANDS RD, ELKRIDGE, MD 21075-6890 |
| Document Number | 2327000443 |
| Book / Page | 23272 / 443 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 6413 UPLANDS RD, ELKRIDGE, MD 21075-6890 |
| Document Number | 2327000443, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 23272/443 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6413 UPLANDS RD, ELKRIDGE, MD 21075-6890 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0202120076 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 20212/76 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 26, 2021 |
| Property Address | 6413 UPLANDS RD, ELKRIDGE, MD 21075-6890 |
| Document Number | 0201670482 |
| Book / Page | 020167 / 000482 |
| Instrument Date | Mar 21, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 16, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6413 UPLANDS RD ELKRIDGE MD 210756890, ELKRIDGE, MD 21075-6890 |
| Document Number | 201670482 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 020167/000482 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 3, 2018 |
| Property Address | 6413 UPLANDS RD, ELKRIDGE, MD 21075-6890 |
| Document Number | 0183040480 |
| Book / Page | 018304 / 000480 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | MARYLAND FIRST TITLE LIMITED |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6413 UPLANDS RD ELKRIDGE MD 210756890, ELKRIDGE, MD 21075-6890 |
| Document Number | 183040487 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 018304/000487 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 2, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6413 UPLANDS RD, ELKRIDGE, MD 21075-6890 |
| Document Number | 0185440427 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Title Company | MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6413 UPLANDS RD ELKRIDGE MD 210756890, ELKRIDGE, MD 21075-6890 |
| Document Number | 0185440427 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 018544/000427 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2049 |
The 2026 property tax bill for 6413 Uplands Rd was $5,986 with a homeowner's exemption, down 5.5% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,986.00 (-5.48%) Homeowner's exemption | $466,800 (+8.59%) Land $180,000 Building $286,800 | $466,800 (-) Land $180,000 Building $286,800 |
| 2025 | $6,333.00 Homeowner's exemption | $429,867 | $466,800 Land $180,000 Building $286,800 |
| 2023 | $356,000 Land $140,000 Building $216,000 | $356,000 Land $140,000 Building $216,000 | |
| 2022 | $4,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6413 Uplands Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6413 Uplands Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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