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6421 Saddle Dr, Columbia, MD 21045 Property Records

Howard County property record for 6421 Saddle Dr, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,028 sqft · built 1990
Lot Size0.272 acres (11,860 sqft)
Owner2 Individual Names on File
Last Sale$437,500 (Sep 2019)
Tax Bill$7,894 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Jul 2019 Transfer
Flood ZoneZone X (minimal risk)
APN16-188875

Property Details

APN / Parcel Number

Primary APN16-188875
Alternative APN
  • 188875

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,028 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,860 sqft (0.272 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft
Deck Area493 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number188875
Street Address6421 SADDLE DR
CityCOLUMBIA
StateMD
Zip21045-5618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 154 .272 A 6421 SADDLE DR VIL LONGREACH S 2 A 2
Legal SubdivisionVILLAGE LONGREACH SEC 02
Legal Lot Number154
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group1
Census Block1000
Census Tract606706

Owner

Source: Howard County records · APN 16-188875

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6421 SADDLE DR, COLUMBIA, MD 21045-5618
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2019Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA
Jul 15, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleJun 18, 1999 · Amount on Record
Deed Book / Page18882 / 244
Prior Transfer DateJun 20, 2019
Prior Transfer Doc0187690442
Record UpdatedSep 20, 2026

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHOWARD MD
Recording DateSep 11, 2019
Property Address6421 SADDLE DR, COLUMBIA, MD 21045-5618
Document Number0188820244
Book / Page018882 / 000244
Instrument DateSep 06, 2019
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyGEMINI TITLE AND ESCROW LLC, GEMINI TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$437.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6421 SADDLE DR COLUMBIA MD 210455618, COLUMBIA, MD 21045-5618

Mortgage

Document Number188820251
DateSep 11, 2019
Book Page018882/000251
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 10, 2049

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOWARD MD
Recording DateJul 15, 2019
Property Address6421 SADDLE DR, COLUMBIA, MD 21045-5618
Document Number0187690442
Book / Page018769 / 000442
Instrument DateJun 20, 2019
Transaction TypeTransfer
Record UpdatedJul 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address2055 TRUMBULL TER NW WASHINGTON DC 200115349, WASHINGTON, DC 20011-5349

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$579,800 (+7.73%) Land $245,800 Building $334,000$579,800 (-) Land $245,800 Building $334,000
2025$7,894.00 (+5.03%) Homeowner's exemption$538,200 (+18.29%)$579,800 (+27.43%) Land $245,800 Building $334,000
2024$7,516.00 (+51.35%)
2023$455,000 Land $190,800 Building $264,200$455,000 Land $190,800 Building $264,200
2022$4,966.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276067061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 404 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Believe WirelessFixed Wireless (unlicensed)500 / 100

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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