6420 Saddle Dr, Columbia, MD 21045 Property Records

Howard County property record for 6420 Saddle Dr, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,134 sqft · built 1989
Lot Size	0.328 acres (14,305 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Aug 2023)
Tax Bill	$8,577 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-189103`

Property Details

APN / Parcel Number

Primary APN	`16-189103`
Alternative APN	`189103`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,134 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,305 sqft (0.328 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	189103
Street Address	6420 SADDLE DR
City	COLUMBIA
State	MD
Zip	21045-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 175 .328 A 6420 SADDLE DR VIL LONGREACH S 2 AR 2
Legal Subdivision	VILLAGE LONGREACH SEC 02
Legal Lot Number	175
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606706

Owner

Source: Howard County records · APN 16-189103

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6420 SADDLE DR, COLUMBIA, MD 21045-5617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2023 · Amount on Record
Deed Sale	Aug 02, 2023 · Amount on Record
Prior Sale	Jun 18, 2015 · Amount on Record
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 02, 2023
Property Address	6420 SADDLE DR, COLUMBIA, MD 21045-5617
Document Number	0220640184
Book / Page	22064 / 184
Map Reference	PL 7819
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6420 SADDLE DR, COLUMBIA, MD 21045-5617

Mortgage

Document Number	0022064191
Date	Aug 02, 2023
Instrument	22064/191

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,800 (+6.62%) Land $251,600 Building $339,200	$590,800 (-) Land $251,600 Building $339,200
2025	$8,577.00 (+66%) Homeowner's exemption	$554,100 (+15.27%)	$590,800 (+22.9%) Land $251,600 Building $339,200
2023		$480,700 (+4.75%) Land $196,600 Building $284,100	$480,700 (-) Land $196,600 Building $284,100
2022	$5,167.00	$458,900	$480,700 Land $196,600 Building $284,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276067061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 404 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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