6408 Saddle Dr, Columbia, MD 21045 Property Records

Howard County property record for 6408 Saddle Dr, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,052 sqft · built 1989
Lot Size	0.271 acres (11,796 sqft)
Owner	2 Individual Names on File
Last Sale	$412,500 (Oct 2011)
Tax Bill	$7,960 (2025)
Flood Zone	Zone X (minimal risk)
APN	`16-189146`

Property Details

APN / Parcel Number

Primary APN	`16-189146`
Alternative APN	`189146`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,052 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,796 sqft (0.271 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	189146
Street Address	6408 SADDLE DR
City	COLUMBIA
State	MD
Zip	21045-5617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 178 .271 A 6408 SADDLE DR VIL LONGREACH S 2 AR 2
Legal Subdivision	VILLAGE LONGREACH SEC 02
Legal Lot Number	178
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606706

Owner

Source: Howard County records · APN 16-189146

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6408 SADDLE DR, COLUMBIA, MD 21045-5617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 25, 2011 · Amount on Record
Deed Sale	Oct 25, 2011 · Amount on Record
Prior Sale	Oct 25, 2011 · Amount on Record
Deed Document Number	201113530/0019
Deed Book / Page	13530 / 19
Prior Transfer Date	Feb 23, 2006
Prior Transfer Doc	0098980714
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,000 (+6.72%) Land $245,500 Building $322,500	$568,000 (-) Land $245,500 Building $322,500
2025	$7,960.00 (+4.87%) Homeowner's exemption	$532,233 (+15.53%)	$568,000 (+23.29%) Land $245,500 Building $322,500
2024	$7,590.00 (+53.09%)
2023		$460,700 Land $190,500 Building $270,200	$460,700 Land $190,500 Building $270,200
2022	$4,958.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276067061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force 6 of 6 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.