Howard County property record for 6412 Saddle Dr, Columbia, MD 21045 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 2,244 sqft Total Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $442,000 (2015) |
| Tax Bill | $8,509.00 (2025) |
Source: Howard County records · APN 16-189138
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6412 SADDLE DR, COLUMBIA, MD 21045-5617 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2015 · Amount on Record |
| Deed Sale | Aug 26, 2015 · Amount on Record |
| Prior Sale | Mar 11, 2015 · Amount on Record |
| Deed Book / Page | 16406 / 374 |
| Last Transfer Date | Jan 17, 2019 |
| Transfer Doc | 0185220377 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6412 SADDLE DR, COLUMBIA, MD 21045-5617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0199940244 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 19994/244 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | Sep 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6412 SADDLE DR, COLUMBIA, MD 21045-5617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | RELTCO INC |
| Name | Verified Name |
|---|
| Document Number | 0188340200 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 18834/200 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 17, 2019 |
| Property Address | 6412 SADDLE DR, COLUMBIA, MD 21045-5617 |
| Document Number | 0185220377 |
| Book / Page | 018522 / 000377 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6412 SADDLE DR COLUMBIA MD 210455617, COLUMBIA, MD 21045-5617 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,900 (+6.77%) Land $231,700 Building $388,200 | $619,900 (-) Land $231,700 Building $388,200 | |
| 2025 | $8,509.00 (+4.98%) Homeowner's exemption | $580,567 (+15.67%) | $619,900 (+23.51%) Land $231,700 Building $388,200 |
| 2024 | $8,105.00 (+48.66%) | ||
| 2023 | $501,900 Land $176,700 Building $325,200 | $501,900 Land $176,700 Building $325,200 | |
| 2022 | $5,452.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 16-189138 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,244 sqft Total Area |
| Basement Area | 800 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Deck Area | 240 sqft Deck |
| Porch Area | 252 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 189138 |
|---|---|
| Street Address | 6412 SADDLE DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5617 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 177 .200 A 6412 SADDLE DR VIL LONGREACH S 2 AR 2 |
| Legal Subdivision | COLUMBIA |
| Legal Lot Number | 177 |
| Jurisdiction | HOWARD MD |
| Minor Civil Division | 6, SAVAGE |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 606706 |
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