Hernando County property record for 6420 Talbot Cir, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 760 sqft · built 1969 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,000 (Sep 2022) |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5020-0065-0430 |
| Primary APN | R32-323-17-5020-0065-0430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 760 sqft Living Area |
| 1st Floor Area | 760 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 124 ft deep x 95 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 225 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
| Porch Area | 606 sqft |
| Patio Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00217802 |
|---|---|
| Street Address | 6420 TALBOT CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 2 BLK 65 LOT 43 ORB 353 PG 872 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 28 |
| Legal Subdivision | SPRING HILL UN 2 |
| Legal Block | 65 |
| Legal Lot Number | 43 |
| Legal Unit | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41401 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6420 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 9, 2020 | Grant Deed, Transfer MICHAEL D EBELING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2022 · Amount on Record |
| Deed Sale | Sep 26, 2022 · Amount on Record |
| Prior Sale | Jun 9, 2020 · Amount on Record |
| Deed Document Number | 2022071698 |
| Deed Book / Page | 4224 / 237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 26, 2022 |
| Property Address | 6420 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Document Number | 0042240237 |
| Book / Page | 4224 / 237 |
| Map Reference | MB 7 PG 65-79 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022071698 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | REPUBLIC LAND AND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6420 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Name | Verified Name |
|---|---|
| Address | 6420 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Document Number | 0004224239 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 4224/239 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 9, 2020 |
| Property Address | 6420 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Document Number | 0038490471 |
| Book / Page | 003849 / 000471 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 34626 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6420 TALBOT CIR SPRING HILL FL 346064832, SPRING HILL, FL 34606-4832 |
| Document Number | 38490473 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 003849/000473 |
| Instrument | 34627 |
| Name | MICHAEL D EBELING |
|---|---|
| Address | 6555 SE 13TH AVE, OCALA, FL 34480-6408 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 (-8.32%) | $117,290 (-2.45%) Land $43,004 Building $74,286 | $117,290 (-2.45%) Land $43,004 Building $74,286 |
| 2023 | $120,235 Land $48,644 Building $71,591 | ||
| 2022 | $1,826.00 | $120,235 Land $47,128 Building $73,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1998–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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