Hernando County property record for 6400 Talbot Cir, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 789 sqft · built 1969 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Sep 2021) |
| Tax Bill | $838 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5020-0065-0410 |
| Primary APN | R32-323-17-5020-0065-0410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 789 sqft Living Area |
| 1st Floor Area | 789 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Rolled Roofing |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 100 ft deep x 86 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00217786 |
|---|---|
| Street Address | 6400 TALBOT CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-4832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 2 BLK 65 LOT 41 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 28 |
| Legal Subdivision | SPRING HILL UN 2 |
| Legal Block | 65 |
| Legal Lot Number | 41 |
| Legal Unit | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 41401 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6400 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 2, 2017 | Warranty Deed, Transfer TROPIC TITLE SERVICES, TROPIC TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on Record |
| Deed Sale | Sep 21, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2017 · Amount on Record |
| Deed Document Number | 2021070878 |
| Deed Book / Page | 4058 / 1571 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 6400 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Document Number | 0040581571 |
| Book / Page | 4058 / 1571 |
| Map Reference | MB 7 PG 65-79 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021070878 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Title Company | TROPIC TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 TAMARRON PKWY SE # SE318, SE318, ATLANTA, GA 30339-6750 |
| Name | Verified Name |
|---|---|
| Address | 6400 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Document Number | 0040581574 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 4058/1574 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 2, 2017 |
| Property Address | 6400 TALBOT CIR, SPRING HILL, FL 34606-4832 |
| Document Number | 0034750245 |
| Book / Page | 003475 / 000245 |
| Instrument Date | May 26, 2017 |
| Instrument | 31382 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2017 |
| Title Company | TROPIC TITLE SERVICES, TROPIC TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2458 RIM DR SPRING HILL FL 346093556, SPRING HILL, FL 34609-3556 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $838.00 (+4.1%) Additional exemption filed | $98,160 (+5.99%) | $103,702 (-1.44%) Land $31,777 Building $71,925 |
| 2023 | $92,616 (+3%) Land $23,284 Building $69,332 | ||
| 2022 | $805.00 Homeowner's exemption | $89,918 Land $22,984 Building $66,934 | $105,222 Land $34,824 Building $70,398 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1998–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Open Infra.
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