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6436 Talbot Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 6436 Talbot Cir, Spring Hill, FL 34606 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 766 sqft · built 1969
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$64,900 (Oct 2017)
Tax Bill$476 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5020-0065-0450

Property Details

APN / Parcel Number

Primary APNR32-323-17-5020-0065-0450
Alternative APNs
  • 00217820
  • 217820

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area766 sqft Living Area
1st Floor Area766 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1985
Exterior MaterialConcrete Block
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialRolled Roofing
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions202 ft deep x 80 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area204 sqft
Patio Area90 sqft
Utility Building200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00217820
Street Address6436 TALBOT CIR
CitySPRING HILL
StateFL
Zip34606-4832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 2 BLK 65 LOT 45
Legal Range17E
Legal Township23S
Legal Section28
Legal SubdivisionSPRING HILL UN 2
Legal Block65
Legal Lot Number45
Legal Unit2
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1024
Census Tract41401

Owner

Source: Hernando County records · APN R32-323-17-5020-0065-0450

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6436 TALBOT CIR, SPRING HILL, FL 34606-4832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 11, 2017 · Amount on Record
Deed SaleOct 11, 2017 · Amount on Record
Deed Document Number2017057773
Deed Book / Page3515 / 0622
Record UpdatedJun 08, 2026

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateOct 11, 2017
Property Address6436 TALBOT CIR, SPRING HILL, FL 34606-4832
Document Number0035150622
Book / Page3515 / 0622
Map ReferenceMB7 PG65
Instrument DateOct 06, 2017
Instrument2017057773
Transaction TypeTransfer
Record UpdatedDec 07, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$454.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11943 STRATFIELD PLACE CIR, 11943, PINEVILLE, NC 28134-7325

Transferred To (Grantee/Buyer)

NameVerified Name
Address6436 TALBOT CIR, SPRING HILL, FL 34606-4832

Mortgage

Document Number0035150624
DateOct 11, 2017
Book Page3515/0624
Instrument2017057774
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2032

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$476.00 (+3.48%) Additional exemption filed$69,092 (+10.05%)$120,991 (-6.2%) Land $54,492 Building $66,499
2023$62,785 (+3%) Land $62,785
2022$460.00 Homeowner's exemption$60,956$128,991 Land $59,682 Building $69,309

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530414011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (1998–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2012, rainfall accumulation, Tropical Storm Debby
Claims By Storm
  • Tropical Storm Debby, Jun 2012 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
WOW Internet, Cable & PhoneFiber5,000 / 5,000
Tillman Global HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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