6390 Talbot Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 6390 Talbot Cir, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1969
Lot Size	0.279 acres (12,146 sqft)
Owner	Individual Name on File
Last Sale	$50,400 (Jan 2002)
Tax Bill	$1,048 (2025)
Deeds & Mortgages	Feb 2026 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0065-0400`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0065-0400`
Alternative APNs	`00217777` `217777`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
Gross Area	1,240 sqft
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1976
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,146 sqft (0.279 acres)
Lot Dimensions	105 ft deep x 89 ft wide
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Enclosed Porch
Porch Area	146 sqft
Deck Area	108 sqft
Patio Area	200 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	00217777
Street Address	6390 TALBOT CIR
City	SPRING HILL
State	FL
Zip	34606-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 65 LOT 40
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	65
Legal Lot Number	40
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1024
Census Tract	41401

Owner

6390 Talbot Cir is owned and occupied by an individual who acquired it in February 2026.

Source: Hernando County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	6390 TALBOT CIR, SPRING HILL, FL 34606-4830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Intrafamily Transfer, Transfer
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2002 · Amount on File
Deed Sale	Jan 18, 2002 · Amount on File
Deed Book / Page	1493 / 745
Last Transfer Date	Feb 18, 2026
Transfer Doc	0000010229
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Feb 18, 2026
Property Address	6390 TALBOT CIR, SPRING HILL, FL 34606-4830
Document Number	0046691291
Book / Page	4669 / 1291
Instrument Date	Feb 18, 2026
Instrument	2026010229
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2406 SE 18TH CIR, OCALA, FL 34471-8331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6390 TALBOT CIR, SPRING HILL, FL 34606-4830
Investor	Possibly a Property Investor

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6390 TALBOT CIR, SPRING HILL, FL 34606-4830
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040931473
Date	Dec 2, 2021
Book Page	4093/1473
Instrument	2021090927

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	6390 TALBOT CIR, SPRING HILL, FL 34606-4830
Document Number	0034700576
Book / Page	003470 / 000576
Instrument Date	May 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6390 TALBOT CIR SPRING HILL FL 346064830, SPRING HILL, FL 34606-4830

Mortgage

Document Number	0034700576
Date	May 16, 2017
Book Page	003470/000576
Instrument	28089

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 6390 Talbot Cir was $1,048 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,048.00 Homeowner's exemption	$50,026	$121,952 Land $44,333 Building $77,619
2023		$47,200 (+3%) Land $47,200
2022	$337.00 Homeowner's exemption	$45,825	$125,653 Land $48,584 Building $77,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6390 Talbot Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (1998–2012)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2012 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6390 Talbot Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Open Infra.

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