642 Upper Field Cir, Westminster, MD 21158 Property Records

Carroll County property record for 642 Upper Field Cir, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,260 sqft · built 2011
Lot Size	0.303 acres (13,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,090 (May 2011)
Tax Bill	$9,171 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-152353`

Property Details

APN / Parcel Number

Primary APN	`07-152353`
Alternative APN	`152353`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,260 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,198 sqft (0.303 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft
Deck Area	410 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	152353
Street Address	642 UPPER FIELD CIR
City	WESTMINSTER
State	MD
Zip	21158-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 127 - 13198 SF SC 642 UPPER FIELD CIR 48-2 VLG OF MEADOW CREEK
Legal Subdivision	MEADOW CREEK
Legal Lot Number	127
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2027
Census Tract	507500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	642 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2011 · Amount on Record
Deed Sale	May 24, 2011 · Amount on Record
Prior Sale	May 24, 2011 · Amount on Record
Deed Document Number	20116561/0385
Deed Book / Page	6561 / 385
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	642 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100570243
Date	Jan 19, 2021
Book Page	10057/243

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	642 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Document Number	0087890111
Book / Page	008789 / 000111
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	642 UPPER FIELD CIR WESTMINSTER MD 211584441, WESTMINSTER, MD 21158-4441

Mortgage

Document Number	0087890111
Date	Aug 30, 2017
Book Page	008789/000111

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,171.00 (+5.86%) Homeowner's exemption	$582,200 (+26.62%) Land $157,700 Building $424,500	$582,200 (+26.62%) Land $157,700 Building $424,500
2025	$8,663.00 (+11.49%) Homeowner's exemption
2023	$7,770.00 Homeowner's exemption	$459,800 Land $157,700 Building $302,100	$459,800 Land $157,700 Building $302,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Antietam Cable, Quantum Internet & Telephone, Ting.

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