Carroll County property record for 641 Upper Field Cir, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,384 sqft · built 2010 |
| Lot Size | 0.335 acres (14,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Oct 2019) |
| Tax Bill | $8,219 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-152361 |
| Primary APN | 07-152361 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Total Area |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,583 sqft (0.335 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 290 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 152361 |
|---|---|
| Street Address | 641 UPPER FIELD CIR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 128 - 14583 SF SC 641 UPPER FIELD CIR 48-2 VLG OF MEADOW CREEK |
| Legal Subdivision | MEADOW CREEK |
| Legal Lot Number | 128 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 507500 |
Source: Carroll County assessment roll, as of August 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 UPPER FIELD CIR, WESTMINSTER, MD 21158-4442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 2, 2019 | Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 2, 2019 · Amount on Record |
| Deed Sale | Oct 2, 2019 · Amount on Record |
| Prior Sale | May 20, 2010 · Amount on Record |
| Deed Book / Page | 9429 / 202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 641 UPPER FIELD CIR, WESTMINSTER, MD 21158-4442 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | FORT SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0107280073 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 10728/73 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 2, 2019 |
| Property Address | 641 UPPER FIELD CIR, WESTMINSTER, MD 21158-4442 |
| Document Number | 0094290202 |
| Book / Page | 9429 / 0202 |
| Map Reference | MB 48 FO 230-232 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 641 UPPER FIELD CIR, WESTMINSTER, MD 21158-4442 |
| Document Number | 0009429209 |
|---|---|
| Date | Oct 2, 2019 |
| Instrument | 9429/209 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Carroll County assessment roll, as of August 5, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,000 (+24.82%) Land $158,800 Building $365,200 | $524,000 (+24.82%) Land $158,800 Building $365,200 | |
| 2025 | $8,219.00 (+15.86%) | ||
| 2023 | $7,094.00 | $419,800 Land $158,800 Building $261,000 | $419,800 Land $158,800 Building $261,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Quantum Telecommunications, Schurz Communications, Ting Fiber.
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