624 Upper Field Cir, Westminster, MD 21158 Property Records

Carroll County property record for 624 Upper Field Cir, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,220 sqft · built 2010
Lot Size	0.3 acres (13,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Sep 2018)
Tax Bill	$9,577 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-152310`

Property Details

APN / Parcel Number

Primary APN	`07-152310`
Alternative APN	`152310`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,220 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,072 sqft (0.3 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	152310
Street Address	624 UPPER FIELD CIR
City	WESTMINSTER
State	MD
Zip	21158-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 123 - 13072 SF 624 UPPER FIELD CIR 48-2 VLG OF MEADOW CREEK
Legal Subdivision	MEADOW CREEK
Legal Lot Number	123
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2027
Census Tract	507500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	624 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage REALIFI HOME FUNDING CORP
Mar 30, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Sep 18, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Sep 18, 2018	Grant Deed, Transfer BRENNAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Book / Page	9121 / 380
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	624 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0101740259
Date	Mar 23, 2021
Book Page	10174/259

Lender

Name	REALIFI HOME FUNDING CORP
Address	WEST HARRISON, NY 10604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	624 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Document Number	0096360140
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	BRENNAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	624 UPPER FIELD CIR WESTMINSTER MD 211584441, WESTMINSTER, MD 21158-4441

Mortgage

Document Number	0096360140
Date	Apr 16, 2020
Book Page	009636/000140

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 18, 2018
Property Address	624 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Document Number	0091210380
Book / Page	9121 / 0380
Instrument Date	Aug 22, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	624 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441

Mortgage

Document Number	0009121386
Date	Sep 18, 2018
Instrument	9121/386

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Sep 18, 2018
Property Address	624 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Document Number	0091210374
Book / Page	009121 / 000374
Instrument Date	Aug 22, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	624 UPPER FIELD CIR WESTMINSTER MD 211584441, WESTMINSTER, MD 21158-4441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,577.00 (+7.47%)	$570,100 (+26.35%) Land $157,600 Building $412,500	$570,100 (+26.35%) Land $157,600 Building $412,500
2025	$8,911.00 (+16.87%)
2023	$7,625.00	$451,200 Land $157,600 Building $293,600	$451,200 Land $157,600 Building $293,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Antietam Cable, Quantum Internet & Telephone, Ting.

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