638 Upper Field Cir, Westminster, MD 21158 Property Records

Carroll County property record for 638 Upper Field Cir, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,156 sqft · built 2012
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$378,400 (Sep 2011)
Tax Bill	$8,667 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-152345`

Property Details

APN / Parcel Number

Primary APN	`07-152345`
Alternative APN	`152345`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,156 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,001 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	152345
Street Address	638 UPPER FIELD CIR
City	WESTMINSTER
State	MD
Zip	21158-4441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT 126 - 10001 SF S 638 UPPER FIELD CIR 48-2 VLG OF MEADOW CREEK
Legal Subdivision	MEADOW CREEK
Legal Lot Number	126
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2027
Census Tract	507500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	638 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2011 · Amount on Record
Deed Sale	Sep 29, 2011 · Amount on Record
Prior Sale	Jun 27, 2011 · Amount on Record
Deed Book / Page	6668 / 272
Last Transfer Date	Sep 29, 2020
Transfer Doc	0100370280
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	638 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088880210
Date	Dec 12, 2017
Book Page	8888/0210
Instrument	8888-0210

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2043

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jan 6, 2021
Property Address	638 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Document Number	0100370080
Book / Page	10037 / 280
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441

Mortgage

Document Number	100370285
Date	Jan 6, 2021
Instrument	10037-0285

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Dec 1, 2042

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jan 6, 2021
Property Address	638 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441
Document Number	0100370280
Book / Page	10037 / 280
Instrument Date	Sep 29, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 UPPER FIELD CIR, WESTMINSTER, MD 21158-4441

Mortgage

Document Number	0010037285
Date	Jan 6, 2021
Instrument	10037/285

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Dec 1, 2042

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,667.00 (+5.84%) Homeowner's exemption	$546,000 (+7.28%) Land $155,000 Building $391,000	$546,000 (-) Land $155,000 Building $391,000
2025	$8,189.00 (+11.45%) Homeowner's exemption	$508,933 (+17.05%)	$546,000 (+25.57%) Land $155,000 Building $391,000
2023	$7,348.00 Homeowner's exemption	$434,800 Land $155,000 Building $279,800	$434,800 Land $155,000 Building $279,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Antietam Cable, Quantum Internet & Telephone, Ting.

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