San Diego County property record for 641 Serrano Ln, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,994 sqft · built 1998 |
| Lot Size | 0.113 acres (4,923 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,167,000 (Sep 2025) |
| Tax Bill | $12,686 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-371-29-00 |
| Primary APN | 593-371-29-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,994 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 4,923 sqft (0.113 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 641 SERRANO LN |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-8056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC1RS |
| Legal Description | LOT 68 TR 012718 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 012718 |
| Legal Block | 2 |
| Legal Lot Number | 68 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 13421 |
Source: San Diego County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 641 SERRANO LN, CHULA VISTA, CA 91910-8056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 7, 2026 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE MORTGAGE INC |
| Oct 9, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Nov 9, 2022 | Grant Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on Record |
| Deed Sale | Sep 8, 2025 · Amount on Record |
| Prior Sale | Nov 9, 2022 · Amount on Record |
| Deed Document Number | 2025248212 |
| Prior Transfer Date | Nov 9, 2006 |
| Prior Transfer Doc | 0000830699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 7, 2026 |
| Property Address | 641 SERRANO LN, CHULA VISTA, CA 91910-8056 |
| Document Number | 0000291714 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 2026291714 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 171 |
| Address | 641 SERRANO LN, CHULA VISTA, CA 91910-8056 |
| Document Number | 0000291714, |
|---|---|
| Date | Oct 7, 2026 |
| Instrument | 2026291714 |
| Name | CORNERSTONE MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 641 SERRANO LN, CHULA VISTA, CA 91910-8056 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 641 SERRANO LN, CHULA VISTA, CA 91910-8056 |
| Document Number | 0000282196 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 2025-0282196 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 9, 2022 |
| Property Address | 641 SERRANO LN, CHULA VISTA, CA 91910-8056 |
| Document Number | 0000431894 |
| Map Reference | MAP 12718 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022-0431894 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 VINE ST #216 # 216, 216, LOS ANGELES, CA 90028 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,167,000 (+12.17%) Land $650,000 Building $517,000 | |
| 2025 | $12,686.00 (+3.67%) | $1,040,400 (+4.04%) Land $416,160 Building $624,240 |
| 2024 | $12,237.00 (+1.72%) | |
| 2023 | $12,030.00 (+35.99%) | $1,000,000 Land $400,000 Building $600,000 |
| 2022 | $8,846.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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