636 Serrano Ln, Chula Vista, CA 91910 Property Records

San Diego County property record for 636 Serrano Ln, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,994 sqft · built 1998
Lot Size0.19 acres (8,273 sqft)
Owner2 Company Names on Record
Last Sale$272,000 (Dec 1997)
Tax Bill$5,599 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN593-371-32-00

Property Details

APN / Parcel Number

Primary APN593-371-32-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,994 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area8,273 sqft (0.19 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address636 SERRANO LN
CityCHULA VISTA
StateCA
Zip91910-8058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC1RS
Legal DescriptionLOT 71 TR 012718
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012718
Legal Block2
Legal Lot Number71
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract13421

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address636 SERRANO LN, CHULA VISTA, CA 91910-8058
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 24, 1997 · Amount on Record
Deed SaleDec 24, 1997 · Amount on Record
Deed Document Number1997657483
Last Transfer DateJul 18, 2013
Transfer Doc0000476343
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address636 SERRANO LN, CHULA VISTA, CA 91910-8058
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000506039
DateOct 31, 2017
Instrument2017-0506039
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term242 Months
DueNov 30, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$451,173 (+2%) Land $108,942 Building $342,231
2025$5,599.00 (+5.62%) Homeowner's exemption$442,327 (+4.04%) Land $106,806 Building $335,521
2023$5,301.00 (-24.65%) Homeowner's exemption$425,153 Land $102,659 Building $322,494
2022$7,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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