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640 Serrano Ln, Chula Vista, CA 91910 Property Records

San Diego County property record for 640 Serrano Ln, Chula Vista, CA 91910

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,756 sqft · built 1998
Lot Size0.123 acres (5,339 sqft)
OwnerCompany Name on Record
Last Sale$264,000 (Jan 1998)
Tax Bill$6,288 (2025)
Deeds & MortgagesNov 2020 Transfer
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN593-371-30-00

Property Details

APN / Parcel Number

Primary APN593-371-30-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,756 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area5,339 sqft (0.123 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address640 SERRANO LN
CityCHULA VISTA
StateCA
Zip91910-8058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC1RS
Legal DescriptionLOT 69 TR 012718
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract012718
Legal Block2
Legal Lot Number69
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract13421

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address640 SERRANO LN, CHULA VISTA, CA 91910-8058
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Quit Claim Deed, Transfer
ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO
Nov 2, 2020Quit Claim Deed, Transfer
INTELLILOAN INC
Sep 21, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 1998 · Amount on Record
Deed SaleJan 30, 1998 · Amount on Record
Deed Document Number199847486
Last Transfer DateOct 26, 2020
Transfer Doc0000681209
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 3, 2020
Property Address640 SERRANO LN, CHULA VISTA, CA 91910-8058
Document Number0000681209
Instrument DateOct 26, 2020
Instrument681209
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address640 SERRANO LN CHULA VISTA CA 919108058, CHULA VISTA, CA 91910-8058

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 2, 2020
Property Address640 SERRANO LN, CHULA VISTA, CA 91910-8058
Document Number0000677630
Instrument DateOct 26, 2020
Instrument677630
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address640 SERRANO LN CHULA VISTA CA 919108058, CHULA VISTA, CA 91910-8058

Mortgage

Document Number677631
DateNov 2, 2020
Instrument677631
Lender
NameINTELLILOAN INC
AddressSANTA ANA, CA 92799
Agreement
AmountAmount Recorded
Term180 Months
DueNov 1, 2035

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 21, 2020
Property Address640 SERRANO LN, CHULA VISTA, CA 91910-8058
Document Number0000556453
Instrument DateSep 5, 2020
Instrument556453
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address640 SERRANO LN CHULA VISTA CA 919108058, CHULA VISTA, CA 91910-8058

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$511,184 (+2%) Land $127,881 Building $383,303
2025$6,288.00 (+5.59%) Homeowner's exemption$501,162 (+4.04%) Land $125,374 Building $375,788
2023$5,955.00 (-23.19%) Homeowner's exemption$481,703 Land $120,506 Building $361,197
2022$7,753.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemViejas Community System
tribal government · serves 9,600 people · EPA ID 090600158
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber		8,000 / 8,000
Cox Communications
Cable		2,000 / 500
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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