San Diego County property record for 634 Serrano Ln, Chula Vista, CA 91910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,756 sqft · built 1998 |
| Lot Size | 0.191 acres (8,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,000 (Nov 2011) |
| Tax Bill | $7,906 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Feb 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 593-371-33-00 |
| Primary APN | 593-371-33-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,756 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 8,308 sqft (0.191 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 634 SERRANO LN |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91910-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC1RS |
| Legal Description | LOT 72 TR 012718 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 012718 |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 13421 |
634 Serrano Ln is owned and occupied by two individuals who bought it in November 2011.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 634 SERRANO LN, CHULA VISTA, CA 91910-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 4, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CHOICE BANK |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SAM CALVANO HOME LOANS |
| Sep 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CHOICE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2011 · Amount on File |
| Deed Sale | Nov 16, 2011 · Amount on File |
| Prior Sale | Jul 22, 2011 · Amount on File |
| Deed Document Number | 2011614051 |
| Prior Transfer Date | Dec 22, 2006 |
| Prior Transfer Doc | 0000924214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 634 SERRANO LN, CHULA VISTA, CA 91910-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TSI TITLE COMPANY OF CALIFOR |
| Name | Verified Name |
|---|
| Document Number | 0000101530 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 2018-0101530 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 634 SERRANO LN, CHULA VISTA, CA 91910-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000040366 |
|---|---|
| Date | Feb 4, 2019 |
| Instrument | 2019-0040366 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Address | 17785 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 634 SERRANO LN, CHULA VISTA, CA 91910-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WESTERN RESOURCES TITLE |
| Name | Verified Name |
|---|---|
| Address | 634 SERRANO LN, CHULA VISTA, CA 91910-8058 |
| Document Number | 0000590496 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-0590496 |
| Name | SAM CALVANO HOME LOANS |
|---|---|
| Type | Non-Lending Institution |
| Address | BONITA, CA 91902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 634 SERRANO LN, CHULA VISTA, CA 91910-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 634 SERRANO LN, CHULA VISTA, CA 91910-8058 |
| Document Number | 0000686658 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021-0686658 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Address | CERRITOS, CA 90703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 634 Serrano Ln was $7,906 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $652,104 (+2%) Land $250,808 Building $401,296 | |
| 2025 | $7,906.00 Homeowner's exemption | $639,319 Land $245,891 Building $393,428 |
| 2023 | $7,491.00 (-18.58%) Homeowner's exemption | $614,495 Land $236,344 Building $378,151 |
| 2022 | $9,201.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 634 Serrano Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 634 Serrano Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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