6409 Thomas Dr, North Highlands, CA 95660 Property Records

Sacramento County property record for 6409 Thomas Dr, North Highlands, CA 95660 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,699 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jan 2015)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`217-0021-012-0000`

Property Details

APN / Parcel Number

Primary APN	`217-0021-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
1st Floor Area	1,051 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	6409 THOMAS DR
City	NORTH HIGHLANDS
State	CA
Zip	95660-4040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCLELLAN MEADOWS 04, LOT 515
Legal Subdivision	MCCLELLAN MEADOWS 04
Legal Lot Number	515
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1020
Census Tract	7402

Owner

Source: Sacramento County records · APN 217-0021-012-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6409 THOMAS DR, NORTH HIGHLANDS, CA 95660-4040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 26, 2015 · Amount on Record
Deed Sale	Jan 26, 2015 · Amount on Record
Prior Sale	Dec 07, 2007 · Amount on Record
Deed Book / Page	20150126 / 859
Prior Transfer Date	Sep 21, 2001
Prior Transfer Doc	2002000960
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6409 THOMAS DR, NORTH HIGHLANDS, CA 95660-4040
Document Number	2006150765
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6409 THOMAS DR NORTH HIGHLANDS CA 956604040, NORTH HIGHLANDS, CA 95660-4040

Mortgage

Document Number	2006150765
Date	Jun 15, 2020
Instrument	2006150765

Lender

Name	GOLD FIN'L SVCS
Type	Funding / Finance Company
Address	HOUSTON, TX 77026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$239,036 (+2%) Land $49,031 Building $190,005
2025	$2,707.00 (+5.13%) Homeowner's exemption	$234,350 (+4.04%) Land $48,070 Building $186,280
2024	$2,575.00 (-0.62%)
2023	$2,591.00 (+6.28%) Homeowner's exemption	$225,252 Land $46,204 Building $179,048
2022	$2,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670074021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Cost	Premium on Record median of 35 individual NFIP policies nearby
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	35 in force 26 of 35 on primary residences
Nearby Flood Claims	13 (1986–2023)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Flood Events	Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.