Sacramento County property record for 6405 Thomas Dr, North Highlands, CA 95660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,051 sqft · built 1953 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Mar 2023) |
| Tax Bill | $4,441 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 217-0022-010-0000 |
| Primary APN | 217-0022-010-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,051 sqft Living Area |
| 1st Floor Area | 1,051 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 6405 THOMAS DR |
|---|---|
| City | NORTH HIGHLANDS |
| State | CA |
| Zip | 95660-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | MCCLELLAN MEADOWS 04, LOT 495 |
| Legal Subdivision | MCCLELLAN MEADOWS 04 |
| Legal Lot Number | 495 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 7402 |
6405 Thomas Dr is owned and occupied by an individual who bought it in March 2023.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6405 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2023 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Jul 3, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on File |
| Deed Sale | Mar 24, 2023 · Amount on File |
| Prior Sale | Jun 18, 2014 · Amount on File |
| Deed Book / Page | 20230324 / 415 |
| Prior Transfer Date | Oct 28, 1993 |
| Prior Transfer Doc | 9311001544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Mar 24, 2023 |
| Property Address | 6405 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013 |
| Document Number | 0000000415 |
| Map Reference | MB 33 MAP 38 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023032400415 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6405 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013 |
| Document Number | 0000000416 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 2023032400416 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 3, 2019 |
| Property Address | 6405 THOMAS DR, NORTH HIGHLANDS, CA 95660-4013 |
| Document Number | 1907031430 |
| Instrument Date | May 9, 2019 |
| Instrument | 1907031430 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 6405 THOMAS DR NORTH HIGHLANDS CA 956604013, NORTH HIGHLANDS, CA 95660-4013 |
The 2025 property tax bill for 6405 Thomas Dr was $4,441, up 5.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | Twin Rivers Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $382,034 (+2%) Land $95,508 Building $286,526 | |
| 2025 | $4,441.00 (+5.06%) | $374,544 Land $93,636 Building $280,908 |
| 2024 | $4,227.00 (+95.69%) | |
| 2023 | $2,160.00 (+6.3%) Homeowner's exemption | $188,512 Land $47,126 Building $141,386 |
| 2022 | $2,032.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6405 Thomas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 13 (1986–2023) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6405 Thomas Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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